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Property Type: Detached HouseOwnership: Freehold
103 PEEL STREET
Brantford, ON N3S5M3
MLS® X13815170
$869,000
6 bed3 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 51 x 77 FT
- Frontage
- 51 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $1,900
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Excellent multi-family investment opportunity This well-maintained property is thoughtfully divided into 3 separate units making it ideal for investors or buyers looking to accommodate extended family while generating additional rental income. Each unit features its own kitchen, bathroom, laundry, and separate gas and hydro meters. Brand-new appliances add further convenience. Plenty of front and rear parking available. Live in one unit and rent out the others, or maximize the property's income potential. A great opportunity for both homeowners and investors! (id:63161)
Listing Information
- MLS®
- X13815170
- Data last synced
- October 21, 2026
BRIDGECAN REALTY CORP.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: BRIDGECAN REALTY CORP.
MLS® Number: X13815170
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($61,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$695,200.00
Periodic payment — Principal & Interest (monthly)$4,485.19
Additional monthly expenses (condo fees, tax, utilities, etc.)$158.33
Total monthly cost$4,643.53
Interest paid over 5-yr term$199,246.32
Balance at end of term$625,334.65
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$61,900
Stress test qualifying rate8.19%
Payment you must qualify for$6,258.04
Cash Needed at Closing
Minimum down payment$61,900
Estimated Land Transfer Tax (LTT)$13,855
Legal / closing costs (typical estimate)$1,500
Total cash needed$77,255
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
