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Property Type: TownhouseOwnership: Freehold
108 - 585 COLBORNE STREET E
Brantford, ON N3S0K4
MLS® X13678066
$649,000
3 bed4.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
- Lot size
- 18.2 x 50.7 FT
- Frontage
- 18.2 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Condo / maintenance fee
- $135/mo
- Annual property tax
- $7,840
Maintenance Fee Includes
Also included: Parcel of Tied Land
Interior
- Basement
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Office | Main level | — |
| Eating area | Second level | — |
| Kitchen | Second level | — |
| Living room | Second level | — |
| Bedroom | Third level | — |
| Bedroom 2 | Third level | — |
| Bedroom 3 | Third level | — |
Description
An exceptional mixed-use property offering the perfect blend of commercial versatility and sophisticated residential living. The main level features a well-appointed commercial unit complete with a private 3-piece bathroom, presenting an excellent opportunity for an owner-operated business or potential commercial rental income. Situated among a vibrant mix of established businesses, including professional offices, personal service providers, restaurants and local retailers, the location offers excellent exposure within a thriving commercial community. The second level showcases an inviting open-concept layout with a modern kitchen overlooking the living area, creating an ideal setting for everyday living and entertaining.Step out from living room to the front deck. A separate dining area provides ample space for family gatherings and entertaining. The third level offers a private retreat highlighted by an impressive primary bedroom featuring a walk-in closet, private balcony and a luxurious ensuite with a separate soaker tub and glass shower. Two additional bedrooms and the convenience of upper-level laundry complete this thoughtfully designed level. Ideally located in a growing and vibrant community with convenient access to Highway 403, schools, plazas, restaurants, parks and a wide range of everyday amenities. It could be an ideal home, if you are an entrepreneur seeking an ideal space for your business, an investor looking for income potential or a homeowner who values the convenience of living above your workspace,this versatile propertyoffers a rare combination of commercial opportunity and refined residential living. A truly exceptional opportunity to live, work and invest in one remarkable property. (id:63159)
Listing Information
- MLS®
- X13678066
- Data last synced
- September 15, 2026
SPECTRUM REALTY SERVICES INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SPECTRUM REALTY SERVICES INC.
MLS® Number: X13678066
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$345/sqft
67 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (condo fees, tax, utilities, etc.)$788.09
Total monthly cost$4,137.80
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,722.80
Cash Needed at Closing
Minimum down payment$39,900
Estimated Land Transfer Tax (LTT)$9,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
