Loading…
Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED
121 ASHGROVE AVENUE
Brantford, ON N3R6E8
MLS® X14105562
44
Walk Score
36
Bike
$499,900
5 bed2 bath3 parking
44
Walk Score
36
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Raised bungalow
- Stories
- 1
- Lot size
- 30.5 FT
- Frontage
- 30.6 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,684.7 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Laundry room | Basement | — |
| Kitchen | Main level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
| Other | Main level | — |
| Kitchen | Basement | — |
| Living room | Basement | — |
| Bedroom | Basement | — |
| Bedroom | Basement | — |
Description
Welcome home to 121 Ashgrove Avenue in Brantford's popular Cedarland neighbourhood. This semi-detached raised ranch bungalow offers 1,140 sq ft, 3+2 bedrooms, 2 bathrooms, a fully fenced backyard and a 2-bedroom basement in-law suite, providing flexibility for multi-generational living or potential rental income. The handsome exterior showcases stone accents, an attached garage and a raised front entrance. The welcoming foyer features staircases leading to the main level and basement, with a door at each level separating the spaces. The main level features an open-concept living and dining area, with a large front window bringing natural light into the living room. The kitchen offers ample cupboard and counter space, room for a kitchen table and a pantry for additional storage. A serving hatch connects the kitchen to the dining area, creating a practical layout for everyday meals and entertaining. The main level includes 3 bedrooms, with 2 generously sized bedrooms and a primary bedroom featuring sliding doors with a walkout to the rear deck. A bonus room provides additional flexibility for use as a playroom, home office or other purpose. A 4-piece bathroom with a tub and shower combination completes the main level. The basement features a 2-bedroom in-law suite with its own living room, kitchen, 4-piece bathroom and laundry room. This additional living space provides flexibility for multi-generational living or potential rental income. The fully fenced backyard features a raised deck with space for outdoor dining and seating, along with a greenspace and mature trees. Located in Brantford's sought-after Cedarland neighbourhood, this home is close to schools, parks, shopping and everyday amenities, making it a convenient location for families. (id:63161)
Listing Information
- MLS®
- X14105562
- Tax assessment year
- 2025
- Data last synced
- October 23, 2026
RE/MAX ESCARPMENT REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX ESCARPMENT REALTY INC.
MLS® Number: X14105562
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$307.06
Total monthly cost$2,887.21
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,682.29
Cash Needed at Closing
Minimum down payment$24,995
Estimated Land Transfer Tax (LTT)$6,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,968
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
