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Property Type: Detached HouseOwnership: Freehold
196 MCGUINESS Drive
Brantford, ON N3T0B5
MLS® 40866996
$849,900
4 bed4.5 bath4 parking3,114 sqftBuilt 2007
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 39 feet
PUD1, R1C
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,193.94
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Lower level | 13'7'' x 8'0'' |
| Storage | Lower level | 10'2'' x 7'8'' |
| 3pc Bathroom | Lower level | 9'6'' x 5'2'' |
| Bedroom | Lower level | 13'7'' x 12'5'' |
| Recreation room | Lower level | 21'0'' x 26'3'' |
| 4pc Bathroom | Second level | 13'11'' x 5'6'' |
| Bedroom | Second level | 15'6'' x 9'7'' |
| Bedroom | Second level | 13'11'' x 10'6'' |
| Loft | Second level | 11'7'' x 13'4'' |
| 4pc Ensuite bath | Second level | 8'1'' x 12'8'' |
| Primary Bedroom | Second level | 17'5'' x 13'10'' |
| Laundry room | Main level | 10'3'' x 10'5'' |
| 2pc Bathroom | Main level | 5'6'' x 5'2'' |
Description
Welcome to this exceptional family home in the highly sought-after West Brant community, perfectly situated on a premium walkout lot backing onto peaceful greenspace. This home has been thoughtfully designed to accommodate growing families while providing outstanding indoor and outdoor spaces for entertaining. Step inside to an open concept living room, kitchen, and dining area. The spacious living room provides a warm and inviting place to gather, highlighted by a striking stone gas fireplace that serves as its focal point. The kitchen showcases rich maple cabinetry, stone countertops, a stylish glass tile backsplash, and abundant workspace for preparing meals. The adjoining dining area creates an ideal space for everyday meals while offering direct access through sliding patio doors to the expansive upper deck. Complete with a convenient natural gas BBQ hookup, the upper deck overlooks the entire backyard and offers the ideal setting for outdoor dining, summer barbecues, and evening gatherings. Upstairs the versatile loft provides the perfect space for a family lounge, home office, or children's play area. The spacious primary suite offers a peaceful retreat with a large walk-in closet and a luxurious ensuite featuring a jetted soaker tub and separate glass shower. The fully finished walkout basement expands the home's living space, offering a beautiful stone-surround gas fireplace creating a warm and comfortable atmosphere, and a built-in bar that makes hosting family and friends effortless. The walkout basement opens onto a covered lower deck, providing the perfect shaded space to relax while enjoying the beautifully landscaped yard and sparkling in-ground pool. With multiple outdoor living areas, a premium greenspace setting, and room for the entire family to enjoy, this exceptional property truly delivers the perfect balance of comfort, functionality, and outdoor living. (id:63159)
Listing Information
- MLS®
- 40866996
- Data last synced
- October 9, 2026
Pay It Forward Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Pay It Forward Realty
MLS® Number: 40866996
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$273/sqft
Building average
—
No other active listings in this building
2069 - Donegal/McGuiness average
$451/sqft
5 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($59,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$679,920.00
Periodic payment — Principal & Interest (monthly)$4,386.61
Additional monthly expenses (condo fees, tax, utilities, etc.)$755.50
Total monthly cost$5,142.11
Interest paid over 5-yr term$194,867.03
Balance at end of term$611,590.24
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$59,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,124.76
Cash Needed at Closing
Minimum down payment$59,990
Estimated Land Transfer Tax (LTT)$13,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
