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Property Type: TownhouseOwnership: Condominium
21 - 655 PARK ROAD N
Brantford, ON N3R0A2
MLS® X13756750
$699,000
3 bed4 full, 2 half bath4 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Style
- Bungalow
- Stories
- 1
IC-48
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $542/mo
- Annual property tax
- $6,492.09 (2026)
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- Finished, Full
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Main level | — |
| Bathroom | Second level | — |
| Recreational, Games room | Basement | — |
| Bathroom | Basement | — |
| Utility room | Basement | — |
| Other | Basement | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Bathroom | Main level | — |
| Laundry room | Main level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
Description
Welcome to 655 Park Road North, Unit 21, a spacious end-unit bungaloft condo backing onto peaceful green space. Offering the convenience of main-floor living, this well-designed home is ideal for downsizers, professionals, or anyone looking for plenty of space without the upkeep of a traditional property. The main level features a bright and spacious kitchen, dining area, and living room with a gas fireplace and vaulted ceiling. As an end unit, the home benefits from an abundance of natural light through numerous windows, along with skylights that adds to the bright and airy feel. The primary bedroom is conveniently located on the main floor and includes a 4-piece ensuite, while main-floor laundry adds even more everyday convenience. Step outside to the private back deck overlooking green space, complete with a powered awning for comfortable outdoor enjoyment. Upstairs, the generous loft area offers excellent flexibility for a home office, sitting room, or additional living space. This level also includes two spacious bedrooms and a 4-piece bathroom, providing plenty of room for family or overnight guests. The fully finished lower level adds even more living space with a large recreation room featuring a second gas fireplace, a 2-piece bathroom with room to add a shower, and additional space to suit your needs. A double-car garage completes this impressive home. Enjoy the benefits of condo living with no grass cutting or snow removal to worry about, while still having the space, privacy, and functionality of a larger home. Book your showing today! (id:63161)
Listing Information
- MLS®
- X13756750
- Tax assessment year
- 2026
- Data last synced
- October 26, 2026
ROYAL LEPAGE ACTION REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE ACTION REALTY
MLS® Number: X13756750
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$345/sqft
67 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,083.22
Total monthly cost$4,690.99
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,071.72
Cash Needed at Closing
Minimum down payment$44,900
Estimated Land Transfer Tax (LTT)$10,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
