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Property Type: TownhouseOwnership: FreeholdNEW LISTING
227 GILLESPIE DRIVE
Brantford, ON N3T5L5
MLS® X14126074
$539,900
3 bed3.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
- Lot size
- 23.6 x 95.1 FT
- Frontage
- 23.7 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $2,182.9
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | Upper Level | — |
| Great room | Main level | — |
| Laundry room | Ground level | — |
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Bedroom 3 | Upper Level | — |
| Primary Bedroom | Upper Level | — |
Description
Attention Buyers! Don't miss the opportunity to own this beautiful three-bedroom townhouse in the heart of Brantford. This inviting property offers space, flexibility, and potential ideal for a variety of lifestyles. Step into the cozy great room, complete with a welcoming fireplace and access to a private deck. The main level features a modern kitchen with stainless steel appliances. Upstairs, you will find three spacious bedrooms, including a primary suite that opens onto a private balcony. Each bedroom offers broadloom, ample closet space, and large windows. Conveniently located near schools, parks, and local amenities, this home perfectly blends comfort and convenience (id:63161)
Listing Information
- MLS®
- X14126074
- Data last synced
- October 29, 2026
COLDWELL BANKER DREAM CITY REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: COLDWELL BANKER DREAM CITY REALTY
MLS® Number: X14126074
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$345/sqft
67 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
49 m away
Mortgage & Ownership Cost Calculator
Minimum required: 5.4% ($28,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$431,920.00
Periodic payment — Principal & Interest (monthly)$2,786.60
Additional monthly expenses (condo fees, tax, utilities, etc.)$181.91
Total monthly cost$2,968.51
Interest paid over 5-yr term$123,789.51
Balance at end of term$388,513.44
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$28,990
Stress test qualifying rate8.19%
Payment you must qualify for$3,961.46
Cash Needed at Closing
Minimum down payment$28,990
Estimated Land Transfer Tax (LTT)$7,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
