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Property Type: Detached HouseOwnership: Freehold
26 PENNY Lane
Brantford, ON N3R5Y4
MLS® 40871150
$765,000
4 bed2 bath3 parking1,252 sqftBuilt 1973
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 0.13 acres
- Frontage
- 68 feet
R1B
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,418.45
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | — |
| Bedroom | Basement | 12'1'' x 9'6'' |
| Recreation room | Basement | 23'11'' x 14'8'' |
| Bedroom | Main level | 11'2'' x 14'8'' |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 9'10'' x 11'1'' |
| Living room | Main level | 12'5'' x 16'9'' |
| Primary Bedroom | Main level | 14'3'' x 14'8'' |
| Dining room | Main level | 11'0'' x 8'10'' |
| Kitchen | Main level | 11'0'' x 11'3'' |
Description
Welcome to 26 Penny Lane, ideally situated in Brantford’s desirable Brier Park neighbourhood. Conveniently located in the city’s North End, this beautifully updated 4-bedroom (3+1), 2-bathroom home offers easy access to Highway 403, shopping, schools, and everyday amenities. The main level features a thoughtfully designed layout with new flooring throughout, three spacious bedrooms, and an abundance of natural light. The updated kitchen is a standout, showcasing custom high-end cabinetry, Corean countertops, and a dedicated dining area—perfect for everyday living and entertaining. The renovated main-floor bathroom adds to the home’s modern appeal. The finished lower level provides additional living space with a spacious recreation/living area, fourth bedroom, and updated 3-piece bathroom, offering flexibility for growing families, guests, or a home office. Numerous recent updates provide peace of mind, including newer windows throughout, a roof approximately two years old with 50-year shingles, new HVAC, electrical updates, a sewer backup line, and more. With extensive improvements inside and out, there’s little left to do but move in and enjoy all that 26 Penny Lane has to offer. (id:63159)
Listing Information
- MLS®
- 40871150
- Data last synced
- October 18, 2026
Re/Max Twin City Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc
MLS® Number: 40871150
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$611/sqft
Building average
—
No other active listings in this building
2013 - Brier Park average
$358/sqft
8 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($51,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$612,000.00
Periodic payment — Principal & Interest (monthly)$3,948.42
Additional monthly expenses (condo fees, tax, utilities, etc.)$431.20
Total monthly cost$4,379.62
Interest paid over 5-yr term$175,400.96
Balance at end of term$550,495.98
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$51,500
Stress test qualifying rate8.19%
Payment you must qualify for$5,532.29
Cash Needed at Closing
Minimum down payment$51,500
Estimated Land Transfer Tax (LTT)$11,775
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,775
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
