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Property Type: Detached HouseOwnership: Freehold
271 GREENWICH Street
Brantford, ON N3S2X9
MLS® 40868685
$549,000
4 bed4.5 bath7 parking2,850 sqftBuilt 1955
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 0.12 acres
- Frontage
- 66 feet
R1D-2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,259
Interior
- Basement
- Finished, Full
- Heating
- Radiant heat, Forced air, Natural gas, Other
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | 12'0'' x 12'0'' |
| Eat in kitchen | Basement | 8'0'' x 5'0'' |
| Bedroom | Basement | 15'0'' x 12'0'' |
| Office | Basement | 10'0'' x 10'0'' |
| Bedroom | Basement | 12'0'' x 10'0'' |
| Family room | Basement | 15'0'' x 20'0'' |
| 2pc Bathroom | Basement | — |
| 3pc Bathroom | Basement | — |
| 4pc Bathroom | Main level | — |
| Living room | Main level | 12'0'' x 18'0'' |
| Eat in kitchen | Main level | 10'0'' x 10'0'' |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 12'0'' x 12'0'' |
| Eat in kitchen |
Description
RARE DUAL USE INCOME PRODUCING PROPERTY. This versatile property currently features two residential units on the main floor that are tenanted and generating income, while the lower level is occupied by the owner and offers excellent flexibility for continued residential use or conversion to commercial space as Zoning already allows for many uses. A garage provides additional parking or storage. Ideal for investors seeking immediate cash flow with strong upside potential through commercial conversion, owner-occupancy plus rental income, or full multi-unit residential use. Convenient location with easy access to amenities, transit, and major routes. Don’t miss this flexible investment property — book your showing today! (id:63159)
Listing Information
- MLS®
- 40868685
- Data last synced
- October 6, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: 40868685
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$193/sqft
Building average
—
No other active listings in this building
2086 - Eagle Place East average
$396/sqft
17 active listing(s)
Parking: 7 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 5.4% ($29,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$439,200.00
Periodic payment — Principal & Interest (monthly)$2,833.57
Additional monthly expenses (condo fees, tax, utilities, etc.)$497.92
Total monthly cost$3,331.49
Interest paid over 5-yr term$125,875.98
Balance at end of term$395,061.82
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$29,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,024.97
Cash Needed at Closing
Minimum down payment$29,900
Estimated Land Transfer Tax (LTT)$7,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
