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Property Type: Detached HouseOwnership: Freehold
31 GILLIN Road
Brantford, ON N3P1T8
MLS® 40870290
42
Walk Score
43
Bike
$599,900
4 bed2 bath6 parking2,185 sqftBuilt 1987
42
Walk Score
43
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Raised bungalow
- Stories
- 1
- Frontage
- 93 feet
R1B, OS1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,563
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Lower level | 9'7'' x 29'4'' |
| 3pc Bathroom | Lower level | 4'11'' x 6'8'' |
| Recreation room | Lower level | 21'0'' x 26'0'' |
| Bedroom | Lower level | 11'3'' x 14'1'' |
| Bedroom | Main level | 12'9'' x 9'9'' |
| Bedroom | Main level | 9'3'' x 10'9'' |
| 4pc Bathroom | Main level | 9'3'' x 5'8'' |
| Primary Bedroom | Main level | 10'11'' x 12'9'' |
| Kitchen | Main level | 12'8'' x 9'3'' |
| Dining room | Main level | 12'10'' x 9'7'' |
| Living room | Main level | 13'1'' x 11'3'' |
Description
Raised bungalow on a level corner lot backing onto park green space in Brantford’s Brantwood Park community. Three bedrooms on the main level plus a fourth below, two full bathrooms, and a finished lower level with a natural gas fireplace. The kitchen has dark cabinetry, tile flooring and a built-in microwave. Outside is a fully fenced yard with a 2018 deck, a 12 ft round above-ground pool, a storage shed, and open green space beyond the back fence. The driveway is full concrete with exposed edging. Water softener and reverse osmosis system (2025); furnace is owned. (id:63161)
Listing Information
- MLS®
- 40870290
- Data last synced
- October 28, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: 40870290
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$275/sqft
Building average
—
No other active listings in this building
2018 - Brantwood Park average
$471/sqft
6 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$489.25
Total monthly cost$3,585.53
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.17
Cash Needed at Closing
Minimum down payment$34,990
Estimated Land Transfer Tax (LTT)$8,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
