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Property Type: TownhouseOwnership: Freehold
32 - 720 GREY STREET
Brantford, ON N3S0K2
MLS® X13798946
$549,900
3 bed3 bath2 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
- Lot size
- 15.4 x 77.4 FT
- Frontage
- 15.4 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Condo / maintenance fee
- $103/mo
- Annual property tax
- $4,329
Maintenance Fee Includes
Also included: Parcel of Tied Land
Interior
- Basement
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Second level | — |
| Kitchen | Second level | — |
| Living room | Second level | — |
| Primary Bedroom | Third level | — |
| Bedroom 2 | Third level | — |
| Laundry room | Third level | — |
| Bedroom 3 | Main level | — |
| Bathroom | Third level | — |
| Bathroom | Third level | — |
| Bathroom | Main level | — |
Description
This upgraded townhouse in Brantford blends thoughtful design with everyday functionality. Built in 2022, it features a warm, inviting interior with vinyl flooring on the lower level and an upgraded wooden staircase leading to the main living space. The kitchen offers plenty of workspace with upgraded high-end quartz countertops, brand new subway tile backsplash, a redesigned island, upgraded pantry space, pot lighting throughout and under-cabinet lighting that adds both style and function. The living room connects to a balcony that's perfect for grilling or enjoying the fresh air. Upstairs, the primary bedroom includes its own ensuite with brand new glass shower doors, and the laundry is just down the hall for added convenience. The second bedroom has a built-in desk ideal for a home office or study space. Bathrooms have been refreshed with upgraded tile, and large windows throughout the home bring in great natural light. Brand new electric fireplace on lower level leading out to the fully fenced backyard. An attached garage offers inside access and an additional storage room. Set in a walkable neighbourhood close to parks, trails, public transit, and local amenities. This is one, you will not want to miss. (id:63159)
Listing Information
- MLS®
- X13798946
- Data last synced
- October 14, 2026
KELLER WILLIAMS EDGE REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: KELLER WILLIAMS EDGE REALTY
MLS® Number: X13798946
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$345/sqft
67 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (condo fees, tax, utilities, etc.)$463.79
Total monthly cost$3,302.00
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$29,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,031.25
Cash Needed at Closing
Minimum down payment$29,990
Estimated Land Transfer Tax (LTT)$7,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
