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Property Type: Detached HouseOwnership: Freehold
398 BISHOPGATE Road
Brantford, ON N3T5L7
MLS® 40864256
$1,149,900
4 bed2.5 bath16 parking1,648 sqftBuilt 1969
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 5.19 acres
- Frontage
- 303 feet
PA-19,H
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,596.96
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Sunroom | Main level | 14'10'' x 9'11'' |
| Bedroom | Second level | 9'8'' x 8'6'' |
| Bedroom | Second level | 8'10'' x 13'2'' |
| Bedroom | Second level | 12'6'' x 10'6'' |
| 5pc Bathroom | Second level | — |
| Kitchen | Main level | 15'3'' x 8'10'' |
| Dinette | Main level | 10'1'' x 8'9'' |
| Great room | Main level | 18'5'' x 12'6'' |
| 2pc Bathroom | Lower level | — |
| Family room | Lower level | 9'2'' x 21'4'' |
| Office | Lower level | 10'2'' x 15'1'' |
| Bedroom | Basement | 12'8'' x 12'1'' |
Description
Welcome to 398 Bishopgate Road, a spacious 4-bedroom, plus office, 2-bathroom four-level backsplit situated on just over 5 acres and backing onto Whitemans Creek. The main floor features a bright living room with an oversized window offering an abundance of natural light and peaceful views. The dining room provides access through sliding glass doors to a comfortable sunroom, creating an inviting space to enjoy the surrounding property throughout the seasons. A covered front porch adds to the home's appeal, while the detached oversized two-car garage offers ample room for vehicles, storage, hobbies, or workshop space. Enjoy the privacy and natural beauty of the expansive property while benefiting from easy access to Brantford and Highway 403. (id:63159)
Listing Information
- MLS®
- 40864256
- Data last synced
- October 17, 2026
Re/Max Twin City Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc
MLS® Number: 40864256
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$698/sqft
Building average
—
No other active listings in this building
2121 - SW Rural average
$482/sqft
18 active listing(s)
Parking: 16 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.8% ($89,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$919,920.00
Periodic payment — Principal & Interest (monthly)$5,935.01
Additional monthly expenses (condo fees, tax, utilities, etc.)$381.75
Total monthly cost$6,316.76
Interest paid over 5-yr term$263,651.72
Balance at end of term$827,471.02
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$89,990
Stress test qualifying rate8.19%
Payment you must qualify for$8,218.27
Cash Needed at Closing
Minimum down payment$89,990
Estimated Land Transfer Tax (LTT)$19,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$110,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.