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Property Type: Detached HouseOwnership: Freehold
41 KENSINGTON Avenue
Brantford, ON N3R3N9
MLS® 40866988
$649,900
3 bed3 bath3 parking1,108 sqftBuilt 1961
Open House
Sunday, November 1
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 0.17 acres
- Frontage
- 70 feet
R1A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,354.64
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Lower level | 13'0'' x 10'0'' |
| 4pc Bathroom | Lower level | — |
| Bedroom | Lower level | 10'0'' x 10'0'' |
| Recreation room | Lower level | 12'5'' x 31'0'' |
| 4pc Bathroom | Main level | — |
| 3pc Ensuite bath | Main level | — |
| Bedroom | Main level | 11'8'' x 11'6'' |
| Primary Bedroom | Main level | 10'8'' x 15'8'' |
| Kitchen | Main level | 8'4'' x 10'10'' |
| Dining room | Main level | 8'10'' x 11'5'' |
| Living room | Main level | 15'0'' x 15'5'' |
Description
Welcome to 41 Kensington Ave! This beautifully maintained brick bungalow offers a wonderful combination of comfortable living, thoughtful updates and exceptional versatility. The main floor features two spacious bedrooms, an inviting living and dining area with beautiful hardwood flooring, and a stylish updated kitchen with crisp white cabinetry, quality appliances and a detailed tiled backsplash. The bright, open-concept main living area provides an excellent space for both everyday living and entertaining. The primary bedroom offers the added benefit of a rare private 3-piece ensuite for bungalows in this area. The fully finished basement provides an impressive extension of the home's living space, featuring a spacious recreation room with a custom built-in entertainment centre and fireplace, a third bedroom, and a full bathroom. This versatile lower level is ideal for guests, family members, a home office, media room or additional living space. Step outside to enjoy your own private backyard retreat, featuring a spacious deck with a retractable awning, perfect for outdoor dining, relaxing and entertaining. The beautifully landscaped yard offers mature trees, established gardens and an expansive interlocking brick patio. A built-in sprinkler system helps keep the lawn looking lush and green throughout the summer, making this an ideal outdoor space for relaxing and entertaining. Complete with an attached garage and private driveway, this charming home is located in one of Brantford's desirable neighbourhoods, close to schools, shopping, parks, restaurants and convenient transportation routes. With a recently updated furnace, central air conditioning, water softener and roof, along with thoughtful improvements throughout, this home is truly move-in ready—just unpack and enjoy! Book your private showing today! (id:63161)
Listing Information
- MLS®
- 40866988
- Data last synced
- October 28, 2026
EXP Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: EXP Realty
MLS® Number: 40866988
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$587/sqft
Building average
—
No other active listings in this building
2010 - Rosedale/Gable Height average
$423/sqft
10 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (condo fees, tax, utilities, etc.)$417.89
Total monthly cost$3,772.23
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,729.08
Cash Needed at Closing
Minimum down payment$39,990
Estimated Land Transfer Tax (LTT)$9,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
