Loading…
Property Type: Detached HouseOwnership: Freehold
42 STEPHENSON ROAD
Brantford, ON N3S0B2
MLS® X14092674
19
Walk Score
34
Bike
$899,900
4 bed3.5 bath4 parking
19
Walk Score
34
Bike
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 19.8 x 130 FT ; irregular pie shape
- Frontage
- 19.9 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,082 (2025)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bedroom 4 | Second level | — |
| Bathroom | Second level | — |
| Sitting room | Second level | — |
| Kitchen | Main level | — |
| Family room | Main level | — |
| Dining room | Main level | — |
| Bathroom | Main level | — |
| Laundry room | Main level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
Description
Some homes simply rise above the rest, and this one is exceptional! Sparkling like new, this 2,817 sq. ft., 2-storey, 4 bedroom home is a true standout, with luxurious upgrades, refined finishes and breathtaking gardens that transform the backyard into a little piece of paradise. Immaculate throughout, the calibre of improvements is evident! The bright main floor features a formal living room and an open-concept kitchen and family room, ideal for everyday living and entertaining. The showstopper kitchen features gorgeous quartzite countertops and a custom-built island, while large sliding patio doors (2024) open onto the deck. Main-floor laundry and a 2pc bath add convenience. Upstairs, the bright & airy 2nd level showcases stunning new hardwood flooring throughout. Stepping through the double doors, you'll discover the beautifully appointed primary suite, a retreat of its own featuring a dream custom-designed walk-in closet and an upgraded ensuite with high-end finishes. Three generously sized bedrooms and a 4-pc bathroom complete this inviting level. And there's still more room to grow! The Lookout Basement features larger windows that bring in plenty of natural light, offering a blank canvas of possibilities! Think recreation room, additional bedrooms and a home gym. This unfinished basement is ready to make your own! And then there's the backyard! A gardener's dream, this beautiful outdoor space is filled with lush, established garden beds, colourful plantings and even a raised vegetable garden. The thoughtfully designed deck (new in 2019) is perfect for summer dinners, entertaining or enjoying a quiet evening. Another valuable upgrade is the 200-amp electrical service, offering capacity for the handyman's tools or an EV charger. Situated in desirable Grand Valley Trails with nearby parks and quick access to Hwy 403, this home offers a winning combination of quality, space and location! Book your showing today! BBQ gas hookup 2019. Roof 2022. Furnace 2024. (id:63159)
Listing Information
- MLS®
- X14092674
- Tax assessment year
- 2025
- Data last synced
- October 20, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X14092674
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (condo fees, tax, utilities, etc.)$673.50
Total monthly cost$5,318.18
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$64,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,473.68
Cash Needed at Closing
Minimum down payment$64,990
Estimated Land Transfer Tax (LTT)$14,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
