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Property Type: Detached HouseOwnership: Freehold
43 RUFFIAN Road
Brantford, ON N3P1R5
MLS® 40870852
$625,000
3 bed2 bath3 parking1,271 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 0.13 acres
- Frontage
- 50 feet
R1B
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,164
Interior
- Basement
- Partially finished, Full
- Heating
- Electric
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | 35'1'' x 26'1'' |
| Other | Basement | 13'2'' x 11'0'' |
| Utility room | Basement | 12'3'' x 20'7'' |
| 3pc Bathroom | Basement | 8'7'' x 8'2'' |
| 4pc Bathroom | Main level | 2' x 1'9'' |
| Bedroom | Main level | 8'0'' x 12'4'' |
| Bedroom | Main level | 12'0'' x 8'7'' |
| Primary Bedroom | Main level | 15'5'' x 12'4'' |
| Eat in kitchen | Main level | 11'10'' x 12'10'' |
| Dining room | Main level | 12'8'' x 12'8'' |
| Living room | Main level | 24'11'' x 14'2'' |
| Foyer | Main level | 4'5'' x 11'1'' |
Description
Welcome to 43 Ruffian Road, a well-kept 3-bedroom bungalow in Brantford’s desirable North End, offering the convenience of true one-floor living. The bright main level features a functional layout with three bedrooms, a full bathroom, spacious living and dining areas, and an eat-in kitchen with a walkout to the backyard. Outside, enjoy a large fully fenced yard with mature landscaping and plenty of room to relax or entertain. An attached garage adds everyday convenience, while the basement offers a second bathroom and plenty of potential for additional living space. Located close to schools, parks, shopping and quick access to Highway 403, this is a great opportunity in an established North End (id:63159)
Listing Information
- MLS®
- 40870852
- Data last synced
- October 14, 2026
Real Broker Ontario Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd
MLS® Number: 40870852
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$492/sqft
Building average
—
No other active listings in this building
2020 - Lynden Hills average
$315/sqft
5 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 6.0% ($37,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$500,000.00
Periodic payment — Principal & Interest (monthly)$3,225.83
Additional monthly expenses (condo fees, tax, utilities, etc.)$411.00
Total monthly cost$3,636.83
Interest paid over 5-yr term$143,301.44
Balance at end of term$449,751.62
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$37,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,555.32
Cash Needed at Closing
Minimum down payment$37,500
Estimated Land Transfer Tax (LTT)$8,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$47,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
