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Property Type: Detached HouseOwnership: Freehold
44 ST ANDREW'S Drive
Brantford, ON N3T6H3
MLS® 40850186
$1,999,500
4 bed4.5 bath9 parking6,253 sqftBuilt 1993
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.8 acres
- Frontage
- 98 feet
R1A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $16,078.69
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Lower level | — |
| Gym | Lower level | 17'5'' x 20'5'' |
| Recreation room | Lower level | 15'6'' x 33'6'' |
| Bedroom | Second level | 11'10'' x 12'4'' |
| Bedroom | Second level | 11'11'' x 14'0'' |
| 5pc Bathroom | Second level | — |
| Bedroom | Second level | 16'9'' x 17'1'' |
| 5pc Bathroom | Second level | — |
| Primary Bedroom | Second level | 16'8'' x 19'9'' |
| 2pc Bathroom | Main level | — |
| Laundry room | Main level | 7'8'' x 12'10'' |
| Family room | Main level | 16'9'' x 20'0'' |
| Eat in kitchen | Main level | 21'0'' x 24'6'' |
Description
Prestigious Ava Heights location for this custom built all stone 2 storey home with phenomenal curb appeal steps to Brantford Golf & Country Club featuring 4,753 sq ft above grade & approx 6,300 sq ft finished living space with open concept design, 9' ceilings, 3 car attached garage with stairs to lower level, incredible landscaped yard with heated salt water inground pool with walk-in stairs, diving board & stone cabana with toilet & sink, hot tub, BBQ set up, teeing green area with sand bunker & putting green for some fun for golfers. 4 spacious bedrooms on upper level with huge master bedroom with ensuite bath & walk in closet, all other 3 bedrooms have walk in closets, main bath with skylight & ensuite privilege off 2nd largest bedroom. Spacious eat-in kitchen with centre island open to main floor family room with wet bar, fireplace & wall of windows perfect for entertaining. Walk out to large composite deck with built in benches for your family & friends, main floor mud room off garage with 2pc bath & large laundry area, main floor den/office, living room with 10 ft ceilings & large dining room off kitchen with fireplace & patio doors to yard, finished basement with rec room, huge gym area with a wall of mirrors could also be great ping pong or pool table room, 3pc bath with sauna, many other features like metal roof, back up generator, built in Christmas lights called Gemstone, irrigation system, new furnace & central air 2024, HRV, landscape lighting, 3 gas fireplaces, 2 steam showers, invisible dog fence, video security & alarm system, immediate possession available. Don't miss out on the opportunity on owning this fantastic home! Location, Location, Location! (id:63159)
Listing Information
- MLS®
- 40850186
- Data last synced
- September 15, 2026
Century 21 Heritage House LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Century 21 Heritage House LTD
MLS® Number: 40850186
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$320/sqft
Building average
—
No other active listings in this building
2030 - St. Andrew’s average
—
No comparable active listings
Parking: 9 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($399,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,599,600.00
Periodic payment — Principal & Interest (monthly)$10,320.08
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,652.89
Total monthly cost$11,972.97
Interest paid over 5-yr term$458,449.96
Balance at end of term$1,438,845.37
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$399,900
Stress test qualifying rate8.19%
Payment you must qualify for$12,402.88
Cash Needed at Closing
Minimum down payment$399,900
Estimated Land Transfer Tax (LTT)$36,465
Legal / closing costs (typical estimate)$1,500
Total cash needed$437,865
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.