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Property Type: Detached HouseOwnership: Freehold
45 EAST Avenue
Brantford, ON N3S3L2
MLS® 40864210
$549,900
4 bed2 bath2 parking1,780 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 37 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,796
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | — |
| Bonus Room | Basement | — |
| Laundry room | Second level | 3'0'' x 5'0'' |
| Living room | Second level | 10'0'' x 12'0'' |
| Kitchen | Second level | 8'0'' x 11'0'' |
| 3pc Bathroom | Second level | — |
| Bedroom | Second level | 9'0'' x 10'0'' |
| Bedroom | Second level | 11'0'' x 13'0'' |
| 3pc Bathroom | Main level | — |
| Bedroom | Main level | 9'0'' x 12'7'' |
| Laundry room | Main level | 5'7'' x 8'1'' |
| Bedroom | Main level | 11'0'' x 11'4'' |
| Living room | Main level | 13'0'' x 15'0'' |
| Kitchen |
Description
Beautiful classic Brantford brick legal duplex on a quiet, tree-lined historic street. This well-maintained century home features two bright, self-contained 2-bedroom apartments, each with its own laundry and separate hydro meter. The home has been extensively updated while keeping its original character, including the original keystones and classic brick exterior. Both units have updated kitchens, bathrooms and flooring, along with updated electrical, windows and roof. The furnace has been updated and there is a brand new on-demand water heater. Outside, the large fenced backyard has a deck and plenty of room to enjoy. The private side driveway offers parking for two cars, with additional street parking available. A great location just steps from Wilfrid Laurier University lecture halls, the YMCA, downtown, Grand River trails, parks and shopping. This legal duplex, featuring two 2-bedroom units, separate hydro and a great lot, makes this a solid opportunity for an investor or an owner looking to live in one unit and rent out the other. Book your showing today! (id:63161)
Listing Information
- MLS®
- 40864210
- Data last synced
- October 26, 2026
Voortman Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Voortman Realty Inc.
MLS® Number: 40864210
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$309/sqft
Building average
—
No other active listings in this building
2087 - Greenwich average
—
No comparable active listings
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (condo fees, tax, utilities, etc.)$322.00
Total monthly cost$3,160.21
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$29,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,031.25
Cash Needed at Closing
Minimum down payment$29,990
Estimated Land Transfer Tax (LTT)$7,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
