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Property Type: Detached HouseOwnership: Freehold
48 LINCOLN Avenue
Brantford, ON N3T4S7
MLS® 40863312
$989,900
4 bed4 bath2 parking3,261 sqftBuilt 1918
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 40 feet
NLR (F12 A360 C40)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,273.69
Interior
- Basement
- Finished, Full
- Heating
- Forced air, In Floor Heating, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | 7'9'' x 9'3'' |
| Laundry room | Basement | — |
| Storage | Basement | — |
| 3pc Bathroom | Basement | — |
| Recreation room | Basement | 17'6'' x 24'2'' |
| 5pc Bathroom | Second level | — |
| Primary Bedroom | Second level | 14'0'' x 17'0'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 10'5'' x 11'0'' |
| Bedroom | Second level | 10'3'' x 15'3'' |
| Great room | Main level | 16'5'' x 18'3'' |
| Office | Main level | 8'0'' x 11'0'' |
| Kitchen | Main level | 15'0'' x 16'0'' |
| Dining room |
Description
Welcome home to 48 Lincoln Avenue, a truly one-of-a-kind century home set on a tree-lined boulevard in Brantford's coveted Holmedale neighbourhood. The exterior presents tidy curb appeal highlighted by classic shutter detailing, an arched top front door & stamped concrete driveway & walkways. Offering 2,781 sq ft of living space, this exceptional residence features 4 bedrooms & 4 full bathrooms, seamlessly blending historic character with high-end modern renovation. Hardwood & tile flooring span the main & upper levels, accented by deep baseboards & wide trim. At the heart of the home is an expansive great room with heated tile flooring & recessed lighting The living area flows into the showpiece kitchen finished with custom maple cabinetry, valance lighting granite counters & beveled edge subway tile backsplash. Premium Thermador stainless steel appliances include a 6 burner gas range with commercial-grade exhaust, 2 sinks, walk-in pantry and generous centre island. A side door with custom built-in storage provides a functional mudroom-style space, while a triple garden door offers seamless to the backyard for outdoor living. The main floor is completed by a spacious bedroom & separate office or options 5th bedroom, featuring 3 piece ensuite with clawfoot tub. The second floor offers 3 additional bedrooms, 4 piece bathroom & an exceptional primary suite. The primary retreat boasts dual walk-in closets and 5 piece ensuite with heated floors. The lower level adds another 480 sq ft of finished living space with a rec room and 3 piece bathroom. Outside the fully fenced yard is thoughtfully designed for enjoyment & low maintenance living. Features include a raised deck with modern glass panel railings, stamped concrete, lighting, retractable awning, natural gas BBQ hookup, in-ground sprinklers & garden shed with hydro. Ideally located in Brantford's Holmedale neighbourhood, this home is close to parks, schools & walking trails with convenient access to the Grand River. (id:63159)
Listing Information
- MLS®
- 40863312
- Data last synced
- October 19, 2026
Re/Max Escarpment Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Escarpment Realty Inc.
MLS® Number: 40863312
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$304/sqft
Building average
—
No other active listings in this building
2038 - Holmedale average
$396/sqft
23 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($73,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$791,920.00
Periodic payment — Principal & Interest (monthly)$5,109.20
Additional monthly expenses (condo fees, tax, utilities, etc.)$769.14
Total monthly cost$5,878.34
Interest paid over 5-yr term$226,966.55
Balance at end of term$712,334.60
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$73,990
Stress test qualifying rate8.19%
Payment you must qualify for$7,101.73
Cash Needed at Closing
Minimum down payment$73,990
Estimated Land Transfer Tax (LTT)$16,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$91,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
