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Property Type: Detached HouseOwnership: Freehold
521 BAPTIST CHURCH Road
Brantford, ON N3W2G9
MLS® 40837013
$1,900,000
5 bed1 bath6 parking2,229 sqftBuilt 1875
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 99 acres
- Frontage
- 1145 feet
A1, H
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,409.26
Interior
- Basement
- Unfinished, Partial
- Heating
- Heat Pump
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second level | 9'8'' x 13'3'' |
| Den | Second level | 9'6'' x 11'5'' |
| 4pc Bathroom | Second level | 11'0'' x 7'9'' |
| Bedroom | Second level | 8'7'' x 15'4'' |
| Bedroom | Second level | 9'8'' x 14'7'' |
| Storage | Main level | 7'4'' x 15'4'' |
| Sunroom | Main level | 7'4'' x 20'0'' |
| Eat in kitchen | Main level | 15'0'' x 17'7'' |
| Family room | Main level | 16'11'' x 19'4'' |
| Bedroom | Main level | 7'5'' x 13'5'' |
| Bedroom | Main level | 11'10'' x 12'1'' |
| Living room | Main level | 12'6'' x 15'4'' |
Description
Discover the perfect blend of charm and functionality on this picturesque 99-acre hobby farm, featuring a delightful Century frame home. Recent heat pump installed. Approximately 75 acres of workable land are currently leased, offering both beauty and income potential. The gently rolling landscape is enhanced by a meandering creek and mature trees, including majestic blue spruce and white pine. A 30' x 50' implement shed provides ample space for equipment and storage. Nestled in a peaceful rural setting, this property enjoys a central location with easy access to Ancaster, Caledonia, and Brantford. (id:63159)
Listing Information
- MLS®
- 40837013
- Data last synced
- October 5, 2026
Royal LePage State Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage State Realty Inc.
MLS® Number: 40837013
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$852/sqft
Building average
—
No other active listings in this building
2125 - SE Rural average
$675/sqft
8 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($380,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,520,000.00
Periodic payment — Principal & Interest (monthly)$9,806.52
Additional monthly expenses (condo fees, tax, utilities, etc.)$395.11
Total monthly cost$10,201.63
Interest paid over 5-yr term$435,636.37
Balance at end of term$1,367,244.92
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$380,000
Stress test qualifying rate8.19%
Payment you must qualify for$11,785.69
Cash Needed at Closing
Minimum down payment$380,000
Estimated Land Transfer Tax (LTT)$34,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$415,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.