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Property Type: TownhouseOwnership: Freehold
53 BANKS Street
Brantford, ON N3T0H6
MLS® 40833483
$569,900
3 bed3.5 bath2 parking1,367 sqftBuilt 2016
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 0.04 acres
- Frontage
- 20 feet
RC-42, RC-43
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,179.14
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 8'1'' x 9'11'' |
| Recreation room | Basement | 10'8'' x 18'2'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 9'6'' x 10'4'' |
| Bedroom | Second level | 8'11'' x 11'11'' |
| 3pc Ensuite bath | Second level | — |
| Bedroom | Second level | 12'0'' x 15'0'' |
| 2pc Bathroom | Main level | — |
| Living room | Main level | 9'10'' x 18'11'' |
| Dining room | Main level | 8'3'' x 9'4'' |
| Kitchen | Main level | 9'3'' x 10'4'' |
Description
Welcome to this beautifully appointed 2-storey freehold townhome offering the perfect blend of comfort and functionality. The bright, open-concept main floor is ideal for entertaining, flowing seamlessly from living to dining to kitchen. Upstairs, the generous primary bedroom features a private 3-piece ensuite, complemented by two additional bedrooms and a full bath. The finished rec room adds valuable living space, while a rough-in for a future bath in the basement offers exciting potential. Step outside to a lovely rear yard complete with a nice size deck and beautifully landscaped - perfect for summer evenings. Located in a fantastic neighbourhood within walking distance to schools, parks, other amenities and scenic trails. Freehold living at its finest — nothing to compromise on! (id:63159)
Listing Information
- MLS®
- 40833483
- Data last synced
- September 15, 2026
Century 21 Heritage House LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Century 21 Heritage House LTD
MLS® Number: 40833483
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$417/sqft
Building average
—
No other active listings in this building
2038 - Holmedale average
—
1 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 5.6% ($31,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$455,920.00
Periodic payment — Principal & Interest (monthly)$2,941.44
Additional monthly expenses (condo fees, tax, utilities, etc.)$416.26
Total monthly cost$3,357.70
Interest paid over 5-yr term$130,667.98
Balance at end of term$410,101.51
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$31,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,170.81
Cash Needed at Closing
Minimum down payment$31,990
Estimated Land Transfer Tax (LTT)$7,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$41,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
