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Property Type: TownhouseOwnership: Freehold
54 DUNCAN AVENUE
Brantford, ON N3T5L5
MLS® X14081488
$489,900
3 bed2 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 20 x 94 FT
- Frontage
- 20 feet
R4A
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Condo / maintenance fee
- $80/mo
- Annual property tax
- $3,509.24 (2026)
Maintenance Fee Includes
Also included: Parcel of Tied Land
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Ground level | — |
| Kitchen | Ground level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
| Recreational, Games room | Basement | — |
| Cold room | Basement | — |
| Utility room | Basement | — |
Description
Welcome Home to this West Brant Townhome! Discover comfortable, modern living in this well-maintained three-bedroom townhouse, ideally situated on a quiet street in the sought-after West Brant community. Enjoy the convenience of nearby parks, schools, shopping, green space and easy access to Highway 403. The bright, open-concept main floor features hardwood flooring, ceramic tile, modern cabinetry and a kitchen complete with stainless steel appliances, all included in the sale. The seamless connection between the kitchen and living area creates an inviting space for everyday living and entertaining. Sliding doors lead to your fully fenced backyard, offering private outdoor enjoyment. Upstairs, you'll find three well-appointed bedrooms, a four-piece bathroom and the added convenience of second-floor laundry. The fully finished basement extends your living space with a recreation room featuring pot lights, a three-piece bathroom, a utility room with additional storage and a cold cellar. Freshly painted throughout, this home is move-in ready and offers excellent value with very low common element fees. Whether you're a first-time buyer looking to get into the market or an investor seeking a great opportunity, this property checks all the boxes. A wonderful opportunity to own in a desirable, family-friendly neighbourhood! (id:63159)
Listing Information
- MLS®
- X14081488
- Tax assessment year
- 2026
- Data last synced
- October 16, 2026
RE/MAX ESCARPMENT REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX ESCARPMENT REALTY INC.
MLS® Number: X14081488
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$345/sqft
67 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$391,920.00
Periodic payment — Principal & Interest (monthly)$2,528.53
Additional monthly expenses (condo fees, tax, utilities, etc.)$372.44
Total monthly cost$2,900.97
Interest paid over 5-yr term$112,325.40
Balance at end of term$352,533.31
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,495
Stress test qualifying rate8.19%
Payment you must qualify for$3,608.63
Cash Needed at Closing
Minimum down payment$24,495
Estimated Land Transfer Tax (LTT)$6,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,268
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
