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Property Type: Detached HouseOwnership: Freehold
638 OAK PARK Road
Brantford, ON N3T5L8
MLS® 40862812
$664,900
3 bed2.5 bath8 parking1,582 sqftBuilt 1965
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.55 acres
- Frontage
- 110 feet
RR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,340
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | 21'5'' x 24'0'' |
| 4pc Bathroom | Third level | — |
| Bedroom | Third level | 11'4'' x 11'5'' |
| Primary Bedroom | Third level | 13'2'' x 11'5'' |
| Bedroom | Third level | 10'1'' x 9'6'' |
| Kitchen | Second level | 9'7'' x 14'9'' |
| Dining room | Second level | 9'11'' x 8'7'' |
| Living room | Second level | 12'7'' x 21'6'' |
| 2pc Bathroom | Main level | — |
| Foyer | Main level | 8' x 4'9'' |
| Family room | Main level | 15'5'' x 18'6'' |
Description
Built in an era when homes were designed to last, with oversight from the person who would call it home for a lifetime, this well-kept side split offers nearly 1,600 sq ft of comfortable living space on a mature 0.55-acre lot just northwest of Brantford and southeast of Paris. Inside, you’ll find a spacious kitchen, formal dining room, bright living room with bay window, and a large family room anchored by a gas fireplace. Three bedrooms, 1.5 bathrooms and convenient main-floor laundry complete the finished living space, while the full unfinished basement provides plenty of additional storage and future potential. Many of the major mechanical items have already been updated, including the furnace, windows and roof, making this a property you can move into and enjoy from day one. Recent updates include new flooring throughout and fresh paint, giving the home a clean and refreshed feel while still maintaining the character that has made it home to the same family for decades. Outside is where the property really separates itself. An extra-long paved driveway provides parking for numerous vehicles and leads to the carport, while the private backyard features a sunroom, mature trees, storage shed and plenty of usable space for outdoor living, a future pool, potential dream garage/shop, large addition or a combination of all three! The property is bordered by active farmland on two sides, offering a sense of space that is increasingly difficult to find this close to town. Quick access to Hwy 403, approximately two minutes to Paris and five minutes to Brantford, puts everyday amenities within easy reach while maintaining a countryside setting. Come and see 638 Oak Park Rd and you’ll quickly understand why this home has been loved by the same family since 1965. Available for immediate possession (id:63161)
Listing Information
- MLS®
- 40862812
- Data last synced
- October 29, 2026
Re/Max Escarpment Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Escarpment Realty Inc.
MLS® Number: 40862812
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$420/sqft
Building average
—
No other active listings in this building
2106 - Green Lane Park average
$410/sqft
5 active listing(s)
Parking: 8 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($41,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$531,920.00
Periodic payment — Principal & Interest (monthly)$3,431.77
Additional monthly expenses (condo fees, tax, utilities, etc.)$440.67
Total monthly cost$3,872.43
Interest paid over 5-yr term$152,449.80
Balance at end of term$478,463.76
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$41,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,833.76
Cash Needed at Closing
Minimum down payment$41,490
Estimated Land Transfer Tax (LTT)$9,773
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
