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Property Type: Condo / ApartmentOwnership: Condominium
640 WEST Street Unit# 506
Brantford, ON N3R6M3
MLS® 40861540
$299,000
2 bed1 bath1 parking941 sqftBuilt 1975
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
RHD
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $787/mo
- Annual property tax
- $2,366
Maintenance Fee Includes
WaterManagementHeat
Also included: Landscaping, Electricity, Insurance
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | 8'3'' x 10'9'' |
| Bedroom | Main level | 17'4'' x 10'4'' |
| 4pc Bathroom | Main level | — |
| Dining room | Main level | 12'6'' x 8'6'' |
| Living room | Main level | 10'7'' x 17'0'' |
| Kitchen | Main level | 8'0'' x 10'2'' |
| Foyer | Main level | 5'10'' x 5'10'' |
Description
Incredible value under $300K in Brantford’s North End! Offering over 940 sq. ft. of bright, functional living space, this spacious 2-bedroom, 1-bathroom suite at Village Towers is the perfect turnkey alternative to renting. Enjoy a modern, open-concept layout featuring an updated kitchen with classic white cabinetry, sleek black appliances, and seamless flow into the generous dining and living areas. Step out through oversized sliding doors to your private 5th-floor balcony—ideal for morning coffee or relaxing at sunset. The oversized primary bedroom features a generous walk-in closet, while the versatile second bedroom is ideal for a home office, nursery, or guest room. Worry-free, budget-friendly living: Your monthly condo fee covers heat, water, parking, building maintenance, and property insurance, keeping monthly budgeting simple and predictable. Unbeatable location just steps to Zehrs, pharmacies, restaurants, transit, and quick access to Hwy 403, Lynden Park Mall, and Wayne Gretzky Sports Centre. Clean, move-in ready, and exceptional value -book your private tour today! (id:63161)
Listing Information
- MLS®
- 40861540
- Data last synced
- October 29, 2026
RE/MAX Escarpment Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Escarpment Realty Inc.
MLS® Number: 40861540
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$318/sqft
Building average
—
No other active listings in this building
2012 - Fairview/Greenbrier average
$461/sqft
11 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($14,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$239,200.00
Periodic payment — Principal & Interest (monthly)$1,543.24
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,030.73
Total monthly cost$2,573.96
Interest paid over 5-yr term$68,555.41
Balance at end of term$215,161.17
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$14,950
Stress test qualifying rate8.19%
Payment you must qualify for$2,202.45
Cash Needed at Closing
Minimum down payment$14,950
Estimated Land Transfer Tax (LTT)$2,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,410
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
