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Property Type: Detached HouseOwnership: Freehold
97 PARK Avenue
Brantford, ON N3S5H4
MLS® 40870762
$449,000
6 bed2 bath3 parking2,052 sqftBuilt 1855
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.09 acres
- Frontage
- 123 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,095
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | 7'9'' x 20'3'' |
| Other | Basement | 12'2'' x 19'2'' |
| Utility room | Basement | 8'5'' x 14'4'' |
| 3pc Bathroom | Second level | 9'2'' x 4'9'' |
| Bedroom | Second level | 7'9'' x 11'11'' |
| Bedroom | Second level | 10'4'' x 11'11'' |
| Bedroom | Second level | 11'2'' x 11'10'' |
| Bedroom | Second level | 10'2'' x 8'3'' |
| Primary Bedroom | Second level | 14'7'' x 9'11'' |
| 4pc Bathroom | Main level | 7'9'' x 9'5'' |
| Bedroom | Main level | 12'7'' x 9'5'' |
| Kitchen | Main level | 21'1'' x 10'6'' |
| Dining room | Main level | 12'8'' x 18'6'' |
Description
Looking for your next project? Here's your chance to bring your vision to life! Offering 6 bedrooms, 2 bathrooms and approximately 2,052 sq. ft. of above-grade living space, this spacious property is a blank canvas waiting for someone to see its potential. Whether you're an investor searching for your next project, a renovator ready for a transformation, or a buyer looking to create a home tailored to your own style, the possibilities are here for those willing to put in the work. Featuring a versatile layout with a main-floor bedroom, generous living space, five additional bedrooms upstairs and an attached garage, there's plenty of room to reimagine the space and make it your own. Located in an established Brantford neighbourhood close to schools, parks, trails and everyday amenities, this property offers the opportunity to invest your ideas, creativity and vision into a home with plenty of space to work with. (id:63159)
Listing Information
- MLS®
- 40870762
- Data last synced
- October 15, 2026
Pay It Forward Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Pay It Forward Realty
MLS® Number: 40870762
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$219/sqft
Building average
—
No other active listings in this building
2044 - Victoria/Arthur average
$324/sqft
11 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$359,200.00
Periodic payment — Principal & Interest (monthly)$2,317.44
Additional monthly expenses (condo fees, tax, utilities, etc.)$360.92
Total monthly cost$2,678.35
Interest paid over 5-yr term$102,947.75
Balance at end of term$323,101.56
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,450
Stress test qualifying rate8.19%
Payment you must qualify for$3,307.36
Cash Needed at Closing
Minimum down payment$22,450
Estimated Land Transfer Tax (LTT)$5,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,405
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.