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Property Type: TownhouseOwnership: Freehold
1 - 400 NEWMAN DRIVE
Cambridge, ON N1S0E8
MLS® X13599104
$989,000
4 bed3.5 bath2 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 21 x 107 FT ; Corner Lot 21 X 30 X 72 X 107 X 60
- Frontage
- 21 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Condo / maintenance fee
- $193/mo
- Annual property tax
- $6,972
Maintenance Fee Includes
Also included: Parcel of Tied Land
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Ground level | — |
| Dining room | Ground level | — |
| Family room | Ground level | — |
| Living room | Ground level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Other | Basement | — |
Description
Welcome to the 400 Newman Dr 2 Storey Traditional Townhouse, a beautifully upgraded corner residence offering approximately 2,216 sq. ft. of living space on one of the largest lots for this model. Backing onto tranquil greenspace, this home provides rare privacy and a peaceful setting.Situated on a premium corner lot, the property benefits from added natural light and expanded outdoor space. Inside, you'll find over $95,000 in builder upgrades, enhancing both style and functionality throughout. The main floor features a separate living room with an elegant waffle ceiling, ideal for entertaining or a home office. The spacious family room, anchored by a cozy fireplace, flows seamlessly into the upgraded kitchen. The kitchen showcases a striking waterfall island, premium finishes, and a walkout to the deck-perfect for indoor-outdoor living and entertaining.Upstairs offers four generously sized bedrooms with ample closet space and natural light. The primary bedroom provides a comfortable retreat, while additional rooms offer flexibility for family, guests, or workspace needs. The walkout basement presents excellent potential for future customization, whether as a recreation area, in-law suite, or home gym. The lot and layout also allow for a large elevated deck with a covered outdoor living space below, maximizing the greenspace setting.The oversized corner lot provides additional outdoor space rarely found in townhomes, ideal for relaxing or landscaping. Located in a desirable community, the home offers convenient access to schools, parks, amenities, and transportation.Combining modern design, premium upgrades, and a unique setting, this is a standout opportunity with exceptional space, privacy, and future potential. (id:63159)
Listing Information
- MLS®
- X13599104
- Data last synced
- September 15, 2026
ROYAL LEPAGE FLOWER CITY REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE FLOWER CITY REALTY
MLS® Number: X13599104
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$369/sqft
83 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($73,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$791,200.00
Periodic payment — Principal & Interest (monthly)$5,104.55
Additional monthly expenses (condo fees, tax, utilities, etc.)$774.45
Total monthly cost$5,879.00
Interest paid over 5-yr term$226,760.19
Balance at end of term$711,686.96
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$73,900
Stress test qualifying rate8.19%
Payment you must qualify for$7,095.45
Cash Needed at Closing
Minimum down payment$73,900
Estimated Land Transfer Tax (LTT)$16,255
Legal / closing costs (typical estimate)$1,500
Total cash needed$91,655
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
