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Property Type: Detached HouseOwnership: Freehold
1108 QUEENSTON ROAD
Cambridge, ON N3H3K9
MLS® X13779654
$499,999
2 bed1 bath4 parking
Open House
Sunday, November 1
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 35.7 x 129 FT
- Frontage
- 35.8 feet
RS1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,941 (2026)
Interior
- Basement
- Crawl space
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Living room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Other | Second level | — |
Description
FREEHOLD LIVING, CENTURY-HOME CHARACTER & A HUGE BACKYARD IN THE HEART OF PRESTON! Welcome to 1108 Queenston Road, a charming 2-bedroom semi-detached home offering an excellent opportunity for first-time buyers, downsizers or anyone looking for a move-in-ready freehold without monthly condo fees. Built in 1895, this character-filled home blends timeless details with thoughtful modern updates. The bright main floor features large windows, laminate flooring, original tin ceilings and classic mouldings, along with a spacious living area ideal for relaxing or entertaining. The updated kitchen offers soft-close cabinetry, granite countertops, stainless steel appliances and convenient main-floor laundry, with direct access to the rear deck and yard. Upstairs are 2 bedrooms, including an oversized primary with multiple closet spaces and direct access to the 3-piece bathroom featuring a large tiled walk-in rain shower. An additional walk-in space offers flexibility for a home office, nursery, dressing room or extra storage. Outside, a covered deck overlooks a substantial backyard with plenty of room for gardening, entertaining, pets and play. The generous lot provides tons of outdoor space, plus potential to expand the driveway or explore adding a garage while still maintaining ample greenspace. The location is another standout! Situated in the established Preston community, this highly walkable neighbourhood puts everyday conveniences close at hand, including a pharmacy, schools, shops, restaurants, cafes and services along the King Street corridor. Enjoy easy access to Preston Towne Centre, Riverside Park, the Speed and Grand Rivers, scenic walking and cycling trails, transit and major routes, with convenient connections throughout Cambridge, Kitchener-Waterloo and Highway 401. Character, updates, outdoor space and a walkable Preston location - all without condo fees. (id:63161)
Listing Information
- MLS®
- X13779654
- Tax assessment year
- 2026
- Data last synced
- October 29, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: X13779654
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($25,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,999.00
Periodic payment — Principal & Interest (monthly)$2,580.66
Additional monthly expenses (condo fees, tax, utilities, etc.)$245.08
Total monthly cost$2,825.74
Interest paid over 5-yr term$114,640.86
Balance at end of term$359,800.39
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$25,000
Stress test qualifying rate8.19%
Payment you must qualify for$3,683.02
Cash Needed at Closing
Minimum down payment$25,000
Estimated Land Transfer Tax (LTT)$6,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
