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Property Type: TownhouseOwnership: Condominium
12 - 125 SEKURA CRESCENT
Cambridge, ON N1R8B4
MLS® X13611768
$493,000
3 bed4 full, 2 half bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
RM4
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $337/mo
- Annual property tax
- $2,716.32
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreational, Games room | Main level | — |
| Living room | Second level | — |
| Dining room | Second level | — |
| Kitchen | Second level | — |
| Primary Bedroom | Third level | — |
| Bedroom 2 | Third level | — |
| Bedroom 3 | Third level | — |
| Foyer | Third level | — |
Description
Located in a sought-after North Galt neighborhood, this completely renovated, spacious townhome is fully finished and perfect for first-time buyers or a growing family. The bright, open-concept layout features 3 generous bedrooms, 4 bathrooms, 4 appliances, gas heat, central air. The finished lower level offers a large rec room, additional bathroom, laundry space, and plenty of storage. Walk out from the living room sliders to a private concrete/stone patio overlooking a peaceful, treed view. Parking is a breeze with an asphalt driveway accommodating two vehicles-one of them comfortably under the convenient carport. This carpet-free home is ideally situated in a family-friendly area, just minutes from schools, shopping, parks, the YMCA, and HWY 401 (id:63159)
Listing Information
- MLS®
- X13611768
- Data last synced
- September 15, 2026
CMI REAL ESTATE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CMI REAL ESTATE INC.
MLS® Number: X13611768
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$369/sqft
83 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,650) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$394,400.00
Periodic payment — Principal & Interest (monthly)$2,544.53
Additional monthly expenses (condo fees, tax, utilities, etc.)$563.36
Total monthly cost$3,107.89
Interest paid over 5-yr term$113,036.17
Balance at end of term$354,764.08
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,650
Stress test qualifying rate8.19%
Payment you must qualify for$3,631.46
Cash Needed at Closing
Minimum down payment$24,650
Estimated Land Transfer Tax (LTT)$6,335
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,485
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
