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Property Type: TownhouseOwnership: Condominium
12 POPLAR Drive Unit# 21
Cambridge, ON N3C0G4
MLS® 40855597
$599,900
3 bed2 bath2 parking1,300 sqftBuilt 2014
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
R2
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $244/mo
- Annual property tax
- $3,478.01
Maintenance Fee Includes
Management
Also included: Landscaping
Interior
- Basement
- Finished, Full
- Heating
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Upper Level | 8'4'' x 14'6'' |
| 3pc Bathroom | Third level | — |
| Bedroom | Third level | 12'2'' x 13'2'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 8'5'' x 12'2'' |
| Laundry room | Main level | — |
| Living room | Main level | 14'7'' x 16'4'' |
| Eat in kitchen | Main level | 11'7'' x 11'9'' |
| Den | Basement | 7'0'' x 14'8'' |
Description
Welcome to this bright, beautifully maintained multi-level townhome located in the highly sought-after Aspen Heights community in Hespeler.Ideally situated just minutes from Highway 401, this exceptional location offers easy access for commuters while being within walking distance toschools, parks, scenic trails, the Speed River, and the charming Village of Hespeler with its unique shops, restaurants, and everydayamenities.The thoughtfully designed floor plan maximizes every square foot with no wasted space, while this desirable end-unit location offersadditional windows that fill the home with an abundance of natural light.The spacious eat-in kitchen features granite countertops, stainless steelappliances, a double pantry, and sliding doors leading to a private patio—perfect for outdoor dining, relaxing, and summer entertaining.Thegenerous primary bedroom easily accommodates a king-size bed and features a double closet along with a private 3-piece semi-ensuitebathroom. Two additional bedrooms provide excellent flexibility for family, guests, or a home office, with one offering access to its own privatebalcony. A full 4-piece bathroom and a convenient upper-level laundry room complete this level.The lower level offers a versatile bonus roomthat can easily serve as a home office, gym, media room, or playroom, providing additional living space to suit your lifestyle. Additionalhighlights include an attached single-car garage with inside entry, a private driveway with parking for a second vehicle, and the convenience oflow-maintenance living in one of Cambridge's most desirable neighbourhoods.Whether you're a first-time buyer, professional, investor, orsomeone looking for a commuter-friendly location, this move-in-ready home offers exceptional value, thoughtful design, and an unbeatablelocation. Don't miss your opportunity to make it yours! (id:63159)
Listing Information
- MLS®
- 40855597
- Data last synced
- September 15, 2026
Kigo Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Kigo Realty Inc.
MLS® Number: 40855597
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$461/sqft
Building average
—
No other active listings in this building
44 - Blackbridge/Fisher Mills/Glenchristie/Hagey/Silver Heights average
$378/sqft
6 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$598.83
Total monthly cost$3,695.12
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.17
Cash Needed at Closing
Minimum down payment$34,990
Estimated Land Transfer Tax (LTT)$8,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
