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Property Type: Detached HouseOwnership: Freehold
1236 AVONLEA ROAD
Cambridge, ON N3H4Z8
MLS® X13771392
$679,900
4 bed3.5 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 45 x 100 FT
- Frontage
- 45 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,884
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Upper Level | — |
| Bedroom 2 | Upper Level | — |
| Bedroom 3 | Upper Level | — |
| Bedroom 4 | Lower level | — |
| Recreational, Games room | Basement | — |
Description
An Exceptional Opportunity in One of Cambridge's Most Desirable Neighbourhoods Awaits at 1236 Avonlea Road. This Spacious 4 Bedroom, 3 Bathroom Home Offers a Bright Open Layout Designed for Modern Living. The Main Level Features a Carpet Free Interior With Contemporary Flooring and Generous Windows That Fill the Space With Natural Light. The Kitchen Serves as the Central Gathering Space, Complete With; Quartz Countertops, Stainless Steel Appliances, and Ample Cabinetry, Ideal for Both Everyday Living and Entertaining. The Adjoining Living Area is Anchored by a Stylish Electric Fireplace, Creating a Warm and Inviting Atmosphere. Crown Moulding, Updated Trim, and Pot Lighting Add Character Throughout. Upstairs You'll Find Three Well Proportioned Bedrooms Offering Comfortable Family Living. The Finished Lower Level Adds Valuable Versatility, Featuring a Fourth Bedroom, a 2 Piece Bath, and a Walk Out to the Backyard, Ideal for Extended Family, Guests, or Flexible Multi Generational Living. The Fully Fenced Yard With Mature Trees Provides Privacy and Outdoor Potential, Ready for Your Personal Touch. Conveniently Located Near Highway 401, Schools, Parks, Shopping, and Everyday Amenities, This Property Presents a Strong Opportunity for Families, Renovators, or Investors Looking to Secure a Home in a Desirable Neighbourhood. (id:63159)
Listing Information
- MLS®
- X13771392
- Data last synced
- September 15, 2026
THE AGENCY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: THE AGENCY
MLS® Number: X13771392
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($42,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$543,920.00
Periodic payment — Principal & Interest (monthly)$3,509.19
Additional monthly expenses (condo fees, tax, utilities, etc.)$323.67
Total monthly cost$3,832.85
Interest paid over 5-yr term$155,889.04
Balance at end of term$489,257.80
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$42,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,938.44
Cash Needed at Closing
Minimum down payment$42,990
Estimated Land Transfer Tax (LTT)$10,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$54,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
