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Property Type: Detached HouseOwnership: Freehold
1285 KIRKWALL Road
Cambridge, ON N1R5S2
MLS® 40834055
$2,995,000
4 bed4 full, 3 half bath20 parking4,349 sqftBuilt 1974
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 3
- Lot size
- 2 acres
- Frontage
- 235 feet
A2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $10,247.02
Interior
- Basement
- None
- Heating
- Forced air, Oil, Boiler, Electric
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 2pc Bathroom | Third level | — |
| Bonus Room | Third level | 28'0'' x 7'7'' |
| Bedroom | Third level | 21'0'' x 9'10'' |
| Bedroom | Third level | 8'11'' x 9'10'' |
| Loft | Second level | 9'5'' x 17'9'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 9'0'' x 12'0'' |
| 1pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 13'8'' x 16'7'' |
| Family room | Main level | 17'5'' x 12'8'' |
| Dining room | Second level | 15'9'' x 13'9'' |
| Kitchen | Second level | 17'10'' x 14'8'' |
| Foyer | Main level | — |
| Laundry room |
Description
1285 Kirkwall Rd is a residence, designed by an internationally renowned architectural designer and sculptor. The main residence, established in 1973-74, anchors a private property with additional structures thoughtfully integrated over the decades. These structures embody a truly timeless design, crafted with the intention and longevity. This exceptional estate is set on a picturesque country property in highly sought-after rural Hamilton. Located near the county's most densely populated area, the property is enveloped by conservation lands and nature trails, with views to all fields. You own the view. This forested retreat offers absolute privacy and tranquility, yet remains just a short drive away. 45 minutes to Toronto International Airport and a short 20 minutes to Hamilton Airport. Nestled within an expansive 2 acre lot its scenic surroundings are further defined by spacious principal rooms and abundant natural light. It presents an exquisite blend of privacy, space, and timeless charm. Offering additional endless potential with over 2,000 sq. ft, for an office/workshop as well as options for a second residence. The space is great for creative hobbyists or business owners. This is truly a peaceful, luxurious retreat from urban life, offering a live work environment as well as generational living... This is a rare opportunity to acquire a truly special property where you can live, grow, and savor the tranquility of the outdoors while remaining effortless connected to major highways and essential amenities. (id:63159)
Listing Information
- MLS®
- 40834055
- Data last synced
- September 15, 2026
Corcoran Horizon Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Corcoran Horizon Realty
MLS® Number: 40834055
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$689/sqft
Building average
—
No other active listings in this building
045 - Beverly average
—
No comparable active listings
Parking: 20 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($599,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$2,396,000.00
Periodic payment — Principal & Interest (monthly)$15,458.18
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,070.92
Total monthly cost$16,529.10
Interest paid over 5-yr term$686,700.49
Balance at end of term$2,155,209.75
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$599,000
Stress test qualifying rate8.19%
Payment you must qualify for$18,577.96
Cash Needed at Closing
Minimum down payment$599,000
Estimated Land Transfer Tax (LTT)$61,350
Legal / closing costs (typical estimate)$1,500
Total cash needed$661,850
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.