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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
13 1/2 WATERSIDE Avenue
Cambridge, ON N1R1E8
MLS® 40866006
74
Walk Score
50
Transit
57
Bike
$385,000
2 bed1 bath5 parking1,000 sqftBuilt 1934
74
Walk Score
50
Transit
57
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 1.5
- Lot size
- 2,787.85 acres
- Frontage
- 35 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Condo / maintenance fee
- $0/mo
- Annual property tax
- $2,928
Interior
- Basement
- Unfinished, Full
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Mud room | Main level | — |
| Bonus Room | Main level | 9'3'' x 10'4'' |
| Dining room | Main level | 10'7'' x 11'9'' |
| Living room | Main level | 10'5'' x 11'9'' |
| Kitchen | Main level | 10'4'' x 14'8'' |
| Bedroom | Second level | 10'6'' x 11'8'' |
| Primary Bedroom | Second level | 10'5'' x 11'9'' |
| 4pc Bathroom | Second level | 4'8'' x 6'9'' |
Description
WELCOME TO THIS CHARMING 1 1/2 STOREY, 2 BEDROOM, ONE BATHROOM HOME ON A DEAD END STREET IN CAMBRIDGE. WALKING DISTANCE TO SCHOOLS, PUBLIC TRANSIT, SHOPPING, HOSPITAL AND 20 MINUTE WALK TO THE DOWNTOWN CORE. OUTSIDE THERE IS A DRIVEWAY THAT WILL HOLD FOUR TO FIVE VEHICLES TANDEM. THE REAR YARD IS A NICE SIZE FOR LITTLE PEOPLE AND PETS TO RUN AND PLAY WHILE THE ADULTS ENJOY THE NICE SIZE DECK. THERE IS ALSO A GAS LINE TO CONNECT TO YOUR BBQ. AN ALUMINIUM SHED SITS ON THE OLD GARAGE FOUNDATION. THE CITY WILL ALLOW A NEW GARAGE TO BE BUILT ON THIS FOUNDATION, PAPERWORK AVAILABLE. WITH A LITTLE SWEAT EQUITY AND IMAGINATION THIS PROPERTY COULD BE A SUPER SWEET HOME FOR YOU AND YOUR FAMILY. (id:63161)
Listing Information
- MLS®
- 40866006
- Data last synced
- October 27, 2026
Royal Lepage Crown Realty Services
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal Lepage Crown Realty Services
MLS® Number: 40866006
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$385/sqft
Building average
—
No other active listings in this building
30 - Elgin Park/Coronation average
$399/sqft
14 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$308,000.00
Periodic payment — Principal & Interest (monthly)$1,987.11
Additional monthly expenses (condo fees, tax, utilities, etc.)$294.00
Total monthly cost$2,281.11
Interest paid over 5-yr term$88,273.69
Balance at end of term$277,047.00
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,250
Stress test qualifying rate8.19%
Payment you must qualify for$2,835.93
Cash Needed at Closing
Minimum down payment$19,250
Estimated Land Transfer Tax (LTT)$4,250
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,000
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
