Loading…
Property Type: Detached HouseOwnership: Freehold
135 MCNICHOL DRIVE
Cambridge, ON N1P1G8
MLS® X13854190
$875,000
3 bed2 bath3 parking
Open House
Sunday, November 1
2:00 PM – 4:00 PM
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 41.8 x 111.8 FT
- Frontage
- 41.9 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,294.64
Interior
- Basement
- Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Laundry room | Basement | — |
| Other | Basement | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Foyer | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Recreational, Games room | Basement | — |
| Utility room | Basement | — |
Description
Welcome to 135 McNichol Drive, a beautifully updated 2-storey home in desirable Galt East. Featuring clean, sleek modern finishes throughout, this 3-bedroom, 2-bathroom home offers a finished basement and thoughtful updates inside and out. The main floor and custom kitchen were renovated in 2025 with two-tone cabinetry, large island with step-down dining table, quartz countertops and backsplash, custom built-ins, pantry and engineered flooring. The sunken livingroom features a gas fireplace and abundant natural light. The spacious primary bedroom offers a generous walk-in closet with custom organizers. The 2nd-floor bathroom was fully renovated in2022 with heated flooring. Finished basement provides additional living space and electric fireplace. Enjoy the beautifully designed backyard, including flagstone pathway, pergola, sitting area, firepit, BBQ hut and custom shed extension. Additional features include California shutters, upgraded trim, water softener, oversized double garage and triple-wide driveway with parking for up to 5 vehicles. Conveniently located close to shopping, schools,highways and everyday amenities. A stylish, move-in-ready home with quality updates throughout. (id:63161)
Listing Information
- MLS®
- X13854190
- Data last synced
- October 28, 2026
ROYAL LEPAGE STATE REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE STATE REALTY
MLS® Number: X13854190
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
459 m away
Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($62,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$700,000.00
Periodic payment — Principal & Interest (monthly)$4,516.16
Additional monthly expenses (condo fees, tax, utilities, etc.)$441.22
Total monthly cost$4,957.38
Interest paid over 5-yr term$200,622.01
Balance at end of term$629,652.26
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$62,500
Stress test qualifying rate8.19%
Payment you must qualify for$6,299.91
Cash Needed at Closing
Minimum down payment$62,500
Estimated Land Transfer Tax (LTT)$13,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$77,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
