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Property Type: Detached HouseOwnership: Freehold
1445 WEST RIVER Road
Cambridge, ON N1R5S5
MLS® 40833421
$4,549,900
5 bed5.5 bath23 parking6,860 sqftBuilt 2023
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 171 feet
3F
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $13,015
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 12'5'' x 14'2'' |
| Wine Cellar | Basement | 20'0'' x 6'11'' |
| Gym | Basement | 22'5'' x 15'10'' |
| Recreation room | Basement | 41'8'' x 30'1'' |
| Media | Basement | 20'0'' x 22'5'' |
| Bedroom | Basement | 18'9'' x 13'7'' |
| Bedroom | Basement | 15'1'' x 11'8'' |
| Other | Basement | 12'1'' x 16'3'' |
| 3pc Bathroom | Basement | 4'9'' x 9'0'' |
| 3pc Bathroom | Basement | 8'9'' x 8'4'' |
| Other | Main level | 8'2'' x 9'9'' |
| Foyer | Main level | 7'6'' x 10'9'' |
| Office | Main level | 12'7'' x 8'11'' |
| Laundry room |
Description
PRESENTING THE RIVER HOUSE, OUTSTANDING MODERN LUXURY! This custom built masterpiece sits on 2.5 acres with exclusive access to the Grand River. Exquisite, quality finishes expand over nearly 7000 sq ft of finished living space plus triple car, heated garage, accessible to lower level. The main level greets you with impressive 22ft ceilings and large floor to ceiling windows framing spectacular views of the Grand River and your private oasis. The magazine worthy Chef's kitchen features a substantial island, custom cabinetry, high end appliances and servery. Off the dining area is a large partially covered lounge area with 1 of 2 outdoor kitchens. The main level is complete with office, 2pce powder room, laundry, primary bedroom with walk-in closet, spa-like ensuite featuring Carrara marble, 2 additional bedrooms and a 3pce main bathroom. The luxury finishes continue to the walkout, lower level, displaying 10ft ceilings, an inviting bar with tin ceiling design, a spacious rec room, fitness room with convenient 3pce bathroom, theatre room, eclectic wine room, 2 additional bedrooms, and 3pce bathroom. A BONUS, 822 sq ft open concept Pool House with high ceilings, kitchen/living area, and a 3 pce bathroom. Enjoy several outdoor spaces, outdoor kitchen, 14' x 30' salt water pool, and hot tub. Beyond this area is a 300 ft walkway leading to the river, where a host of water activities await. Location and meticulous attention to detail, make this quality built home unlike anything in the area. Truly a one of a kind lifestyle! (id:63159)
Listing Information
- MLS®
- 40833421
- Data last synced
- September 15, 2026
RE/MAX REAL ESTATE CENTRE INC., BROKERAGE
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC., BROKERAGE
MLS® Number: 40833421
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$663/sqft
Building average
—
No other active listings in this building
61 - Reidsville/Riverview/Shep’s Sub-division/Wrigley average
$617/sqft
3 active listing(s)
Parking: 23 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($909,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$3,639,920.00
Periodic payment — Principal & Interest (monthly)$23,483.53
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,427.58
Total monthly cost$24,911.11
Interest paid over 5-yr term$1,043,211.53
Balance at end of term$3,274,119.81
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$909,980
Stress test qualifying rate8.19%
Payment you must qualify for$28,223.00
Cash Needed at Closing
Minimum down payment$909,980
Estimated Land Transfer Tax (LTT)$100,223
Legal / closing costs (typical estimate)$1,500
Total cash needed$1,011,703
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.