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Property Type: Condo / ApartmentOwnership: Condominium
190 HESPELER Road Unit# 1001
Cambridge, ON N1R8B8
MLS® 40845959
$519,900
2 bed2 bath1 parking1,546 sqft
Amenities
Gym
Also listed: Guest Suite, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
RM3
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $1,092/mo
- Annual property tax
- $3,954.09
Maintenance Fee Includes
WaterManagement
Also included: Common Area Maintenance, Landscaping, Insurance
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Main level | — |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 10'6'' x 14'7'' |
| 5pc Bathroom | Main level | — |
| Primary Bedroom | Main level | 14'0'' x 14'1'' |
| Sitting room | Main level | 6'6'' x 8'2'' |
| Dining room | Main level | 9'2'' x 9'9'' |
| Kitchen | Main level | 8'0'' x 22'3'' |
| Living room | Main level | 16'10'' x 18'2'' |
Description
Opportunity knocks! Unit 1001 at the Black Forest is designed to impress, as soon as you enter the Building you know you are at one of the finest condos in Cambridge! If you have been considering a condo lifestyle, come have a look, with over 1500 sqft, open concept Living room, Dining room & solarium sitting area, you sure won't feel like a downsize! You will love that this unit is loaded with windows capturing the sunrise in the Primary bedroom and the Sunset in the Livingroom! You literally have Floor to ceiling windows capturing a 180 degrees view of the north end of the city! 2 bedrooms, 2 full baths (one being a 5pc Ensuite with soaker tub over looking the city lights!) You will also be impressed with fantastic amenities like pool, fitness, party room, games room and even tennis/pickle ball courts! This unit has one parking space and a locker for additional storage! (id:63159)
Listing Information
- MLS®
- 40845959
- Data last synced
- October 14, 2026
HOWIE SCHMIDT REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOWIE SCHMIDT REALTY INC.
MLS® Number: 40845959
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$336/sqft
Building average
—
No other active listings in this building
30 - Elgin Park/Coronation average
$392/sqft
1 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.2% ($26,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$415,920.00
Periodic payment — Principal & Interest (monthly)$2,683.37
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,498.45
Total monthly cost$4,181.82
Interest paid over 5-yr term$119,203.87
Balance at end of term$374,121.39
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$26,990
Stress test qualifying rate8.19%
Payment you must qualify for$3,821.90
Cash Needed at Closing
Minimum down payment$26,990
Estimated Land Transfer Tax (LTT)$6,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
