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Property Type: Detached HouseOwnership: Freehold
22 RAMORE Street
Cambridge, ON N1S2P8
MLS® 40864291
$469,000
4 bed1 bath1 parking1,303 sqftBuilt 1950
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 1.5
- Frontage
- 44 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,402.41
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 11'9'' x 16'6'' |
| Primary Bedroom | Second level | 17'3'' x 16'5'' |
| Mud room | Main level | 17'1'' x 5'9'' |
| 3pc Bathroom | Main level | 6'5'' x 7'11'' |
| Bedroom | Main level | 11'7'' x 9'1'' |
| Bedroom | Main level | 11'7'' x 11'3'' |
| Kitchen | Main level | 7'11'' x 8'10'' |
| Dining room | Main level | 8'11'' x 8'11'' |
| Living room | Main level | 14'1'' x 13'7'' |
Description
Welcome to 22 Ramore Street. This 4-bedroom, 1-bathroom property features a functional layout suited for first-time buyers or anyone looking for additional space in a mature neighbourhood. The home offers a solid and practical foundation with the opportunity to add personal touches over time. Close to schools, parks, shopping, public transit, and everyday amenities, this home offers the ease of walkable living. Just minutes from downtown Galt and the vibrant Gaslight District, with a selection of restaurants, cafes, entertainment, and seasonal events, all set against the backdrop of the scenic Grand River and nearby trails. Don’t miss the opportunity to unlock the potential this property offers in a great Cambridge location. *Note some photographs are virtually staged* (id:63159)
Listing Information
- MLS®
- 40864291
- Data last synced
- October 20, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40864291
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$360/sqft
Building average
—
No other active listings in this building
11 - St Gregory's/Tait average
$386/sqft
11 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$375,200.00
Periodic payment — Principal & Interest (monthly)$2,420.66
Additional monthly expenses (condo fees, tax, utilities, etc.)$348.53
Total monthly cost$2,769.20
Interest paid over 5-yr term$107,533.40
Balance at end of term$337,493.61
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,450
Stress test qualifying rate8.19%
Payment you must qualify for$3,454.68
Cash Needed at Closing
Minimum down payment$23,450
Estimated Land Transfer Tax (LTT)$5,855
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,805
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
