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Property Type: Condo / ApartmentOwnership: CondominiumNEW LISTING
25 CONCESSION Street Unit# 204
Cambridge, ON N1R2G6
MLS® 40874087
91
Walk Score
56
Transit
76
Bike
$669,900
3 bed2.5 bath1 parking1,475 sqftBuilt 2011
91
Walk Score
56
Transit
76
Bike
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 2
C1RM1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $575/mo
- Annual property tax
- $4,842
Maintenance Fee Includes
Management
Also included: Landscaping, Insurance, Parking
Interior
- Basement
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second level | 16'5'' x 12'6'' |
| Bedroom | Second level | 12'7'' x 13'4'' |
| Bedroom | Second level | 18'0'' x 7'6'' |
| 4pc Bathroom | Second level | 8'1'' x 9'10'' |
| Living room | Main level | 20'4'' x 12'3'' |
| Kitchen | Main level | 8'8'' x 9'8'' |
| Dining room | Main level | 19'1'' x 8'1'' |
| 2pc Bathroom | Main level | 6'6'' x 4'8'' |
Description
Welcome to 204-25 Concession Street in Cambridge! This spacious and unique two-level historic converted industrial building in Downtown Galt known as The Grand River Lofts offers an impressive combination of functionality, character and natural light. Featuring 3 bedrooms and 1.5 bathrooms, the thoughtfully designed layout provides plenty of room for comfortable everyday living. Large windows fill the home with natural light, creating a bright and inviting atmosphere throughout. You'll appreciate the many custom built-ins, providing stylish and practical storage solutions, along with the convenience of in-suite laundry. The building features a secure entrance and elevator access, while the unit includes one dedicated parking space. With two levels of living space, this loft offers excellent separation between living and sleeping areas. A fantastic opportunity for first-time buyers, downsizers, professionals or anyone looking for a spacious, low-maintenance lifestyle in Cambridge. Don't miss your chance to make this bright and distinctive condo your new home! (id:63161)
Listing Information
- MLS®
- 40874087
- Data last synced
- October 27, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40874087
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$454/sqft
Building average
—
No other active listings in this building
20 - City Core/Wellington average
$496/sqft
15 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($41,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$535,920.00
Periodic payment — Principal & Interest (monthly)$3,457.57
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,052.05
Total monthly cost$4,509.62
Interest paid over 5-yr term$153,596.21
Balance at end of term$482,061.77
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$41,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,868.65
Cash Needed at Closing
Minimum down payment$41,990
Estimated Land Transfer Tax (LTT)$9,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
