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Property Type: Detached HouseOwnership: Freehold
30 CHALMERS Street S
Cambridge, ON N1R5B2
MLS® 40858714
$589,900
3 bed2.5 bath4 parking1,036 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 1.5
- Lot size
- 0.12 acres
- Frontage
- 40 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,858.02
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second level | 12'7'' x 13'10'' |
| Office | Second level | 9'6'' x 6'3'' |
| Living room | Main level | 10'8'' x 12'8'' |
| Kitchen | Main level | 9'10'' x 13'0'' |
| Bedroom | Main level | 10'8'' x 8'9'' |
| Bedroom | Main level | 10'9'' x 8'8'' |
| 4pc Bathroom | Main level | 10'9'' x 5'8'' |
| 2pc Bathroom | Main level | — |
| Utility room | Basement | 8'0'' x 5'0'' |
| Storage | Basement | 4'8'' x 4'8'' |
| Storage | Basement | 7'0'' x 4'11'' |
| Recreation room | Basement | 16'7'' x 10'9'' |
Description
Charming, refreshed, and move-in ready—this lovely home offers 3 bedrooms plus a versatile den/office, ideal for remote work or flex space. 2 of the bedrooms are located on the main floor for convenience. Enjoy 2 recently updated bathrooms (full bath renovated in 2026), parking for 4 vehicles, and a private backyard oasis, lush with flowers and shrubs with 2 sheds and an additional powered outbuilding perfect as a man cave or she-shed. The backyard is an oasis with 2 gazebos, 1 that encloses to enjoy summer nights, 1 to keep you dry while bar-b-queing, an above-ground pool and gardens and trees for the green thumb of the family. Key updates: roof shingles (2022), water softener and hot water tank (2024), sheathing and siding (2022), den window, kitchen rear window, front window, 2 new shed windows (2022), 2 exterior doors (2022), fascia/soffits (2022), eavestroughs and downspouts (2026), and lower kitchen cabinets (2018), pool pump and hoses (2026). (id:63159)
Listing Information
- MLS®
- 40858714
- Data last synced
- October 2, 2026
Bosley Real Estate Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Bosley Real Estate Ltd.
MLS® Number: 40858714
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$569/sqft
Building average
—
No other active listings in this building
21 - Glenview, Lincoln, Oak average
$390/sqft
17 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($33,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$471,920.00
Periodic payment — Principal & Interest (monthly)$3,044.67
Additional monthly expenses (condo fees, tax, utilities, etc.)$290.17
Total monthly cost$3,334.84
Interest paid over 5-yr term$135,253.63
Balance at end of term$424,493.57
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$33,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,310.38
Cash Needed at Closing
Minimum down payment$33,990
Estimated Land Transfer Tax (LTT)$8,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
