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Property Type: Detached HouseOwnership: Freehold
317 CHRISTOPHER DRIVE
Cambridge, ON N1P1C6
MLS® X13850446
$724,900
4 bed2 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Raised bungalow
- Stories
- 1
- Lot size
- 40.4 x 105 FT
- Frontage
- 40.4 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,854 (2026)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Recreational, Games room | Basement | — |
| Bedroom | Main level | — |
| Other | Basement | — |
| Utility room | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Basement | — |
| Bedroom | Basement | — |
| Laundry room | Basement | — |
| Bedroom | Basement | — |
Description
This charming 4-bedroom, 2-bath raised bungalow in South Cambridge features a double-car garage and offers plenty of space for first-time buyers, empty nesters, or families looking for room to grow. The bright upper level features an open-concept layout with two bedrooms, including a spacious primary bedroom with a walk-in closet. The fully finished lower level adds significant additional living space and offers the option to create two more bedrooms, both with oversized windows, while still maintaining a comfortable family room with a gas fireplace. A large utility room provides plenty of space for storage and laundry. With its layout and flexibility, the lower level may also offer potential for an in-law setup. Outside, the low-maintenance backyard is fully fenced and backs onto the neighbouring high school's track, offering added privacy with no rear neighbours. Located in a desirable family-friendly South Cambridge neighbourhood, this home is close to schools, shopping, parks, and everyday amenities. With a fully finished basement and the potential for up to four bedrooms, this home offers excellent flexibility for today and the future. (id:63159)
Listing Information
- MLS®
- X13850446
- Tax assessment year
- 2026
- Data last synced
- October 17, 2026
CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD
MLS® Number: X13850446
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.6% ($47,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$579,920.00
Periodic payment — Principal & Interest (monthly)$3,741.45
Additional monthly expenses (condo fees, tax, utilities, etc.)$404.50
Total monthly cost$4,145.95
Interest paid over 5-yr term$166,206.74
Balance at end of term$521,639.92
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$47,490
Stress test qualifying rate8.19%
Payment you must qualify for$5,252.46
Cash Needed at Closing
Minimum down payment$47,490
Estimated Land Transfer Tax (LTT)$10,973
Legal / closing costs (typical estimate)$1,500
Total cash needed$59,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
