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Property Type: Detached HouseOwnership: Freehold
34 PEACHTREE Crescent
Cambridge, ON N1S4W5
MLS® 40851063
$699,900
4 bed2 bath3 parking1,921 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Cape Cod
- Stories
- 2
- Frontage
- 48 feet
Residential - R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,483.39
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | — |
| Other | Basement | 7'5'' x 11'6'' |
| Recreation room | Basement | 22'7'' x 25'4'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 9'2'' x 9'10'' |
| Bedroom | Second level | 12'0'' x 12'4'' |
| Bedroom | Second level | 9'2'' x 13'5'' |
| Primary Bedroom | Second level | 11'3'' x 21'7'' |
| Foyer | Main level | 11'4'' x 7'5'' |
| Dining room | Main level | 11'3'' x 12'1'' |
| Living room | Main level | 11'4'' x 14'6'' |
| Kitchen | Main level | 11'3'' x 14'1'' |
Description
Welcome to 34 Peachtree Crescent, a beautifully maintained Cape Cod-style home in one of Cambridge's desirable family-friendly neighbourhoods. Offering 4 bedrooms, 2 full bathrooms, and a fully finished basement, this move-in-ready home provides exceptional space for growing families, multi-generational living, and those who love to entertain. Freshly painted throughout and featuring a brand-new high-efficiency HVAC system (2025), newer roof (2021), you'll enjoy modern comfort and peace of mind from day one. A central vacuum system adds everyday convenience, while the functional layout offers versatility for today's lifestyle. Step outside to a private backyard oasis complete with a finished deck and tranquil pond, convenient shed, perfect for summer entertaining or relaxing evenings at home. Ideally located 10 minutes from Highway 401, close to schools, parks, walking trails, shopping, restaurants, theatre, and major commuter routes, this home combines timeless charm with outstanding convenience. A rare opportunity to own a beautifully updated home in a sought-after Cambridge community. Book your private showing today! (id:63161)
Listing Information
- MLS®
- 40851063
- Data last synced
- October 26, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: 40851063
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$364/sqft
Building average
—
No other active listings in this building
12 - St Andrews/Southwood average
$361/sqft
12 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (condo fees, tax, utilities, etc.)$469.62
Total monthly cost$4,082.03
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,078.00
Cash Needed at Closing
Minimum down payment$44,990
Estimated Land Transfer Tax (LTT)$10,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
