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Property Type: Detached HouseOwnership: Freehold
36 KERR STREET
Cambridge, ON N1R4A3
MLS® X13756340
$499,000
3 bed2 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 24.4 FT
- Frontage
- 24.4 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,552.71
Interior
- Basement
- Finished, Separate entrance, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Welcome to this fully renovated Semi Detached Home. Renovated from top to bottom with high quality materials in 2020. Vinyl plank flooring in entire house. Spacious open concept main floor with large windows and LED pot lights throughout. Renovated kitchen has ample storage, quartz countertops, Pot Filler, Gas stove, subway tile, floating shelves and all stainless-steel appliances. Carpet free second floor has 3 spacious bedrooms, Laundry, Upgraded5-piece washroom with porcelain tiles & double vanity. The Finished basement with full washroom& separate entrance allowing for excellent in-law or income potential. The backyard includes a stone patio, a covered BBQ area and large fences (2022) surrounded by mature trees, providing extra privacy. Concrete Driveway (2023). Owned Water heater (2023). All new windows installed in 2020,as well as the front and back door. Copper wired 100-amp Electrical. New plumbing has been professionally installed throughout the entire house, as well as electrical wiring and a New Eco-Bee Lite thermostat. Minutes away from to shopping, restaurants and gorgeous river views. (id:63159)
Listing Information
- MLS®
- X13756340
- Data last synced
- September 15, 2026
RE/MAX GOLD REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX GOLD REALTY INC.
MLS® Number: X13756340
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (condo fees, tax, utilities, etc.)$212.73
Total monthly cost$2,788.23
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,950
Stress test qualifying rate8.19%
Payment you must qualify for$3,675.66
Cash Needed at Closing
Minimum down payment$24,950
Estimated Land Transfer Tax (LTT)$6,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,905
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
