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Property Type: Detached HouseOwnership: Freehold
39 LINDA DRIVE
Cambridge, ON N3C3W3
MLS® X14028038
$799,999
6 bed4.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 45.6 x 100.1 FT
- Frontage
- 45.7 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,105 (2026)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Attention investors and families looking for a renovation opportunity in a desirable neighbourhood! This spacious, property offers four upstairs bedrooms, including a primary bedroom with an ensuite bathroom and walk-in closet. The main floor features a generous kitchen with upgraded cabinetry and a built-in wine rack, a separate dining area, and two living rooms, including one with a beautiful fireplace. The basement features a two-bedroom suite layout with potential for multigenerational living or future rental income, subject to required renovations and approvals. A double garage and fenced backyard add to the appeal. This home offers an opportunity to add value and make it your own. It's being sold as is and is ready for your vision. You don't want to miss this opportunity! (id:63159)
Listing Information
- MLS®
- X14028038
- Tax assessment year
- 2026
- Data last synced
- October 14, 2026
EXP REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: EXP REALTY
MLS® Number: X14028038
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($55,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$639,999.00
Periodic payment — Principal & Interest (monthly)$4,129.06
Additional monthly expenses (condo fees, tax, utilities, etc.)$425.42
Total monthly cost$4,554.47
Interest paid over 5-yr term$183,425.55
Balance at end of term$575,681.17
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$55,000
Stress test qualifying rate8.19%
Payment you must qualify for$5,776.53
Cash Needed at Closing
Minimum down payment$55,000
Estimated Land Transfer Tax (LTT)$12,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
