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Property Type: Condo / ApartmentOwnership: Condominium
400 CHAMPLAIN Boulevard Unit# 104
Cambridge, ON N1R7J6
MLS® 40864238
$419,900
2 bed1 bath1 parking1,077 sqftBuilt 1982
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
R4
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $628/mo
- Annual property tax
- $2,553
Maintenance Fee Includes
WaterManagementHeat
Also included: Landscaping, Insurance, Other, See Remarks, Parking, Residential Manager
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Sunroom | Main level | 6'11'' x 19'4'' |
| 4pc Bathroom | Main level | 7'5'' x 7'10'' |
| Bedroom | Main level | 9'1'' x 11'9'' |
| Bedroom | Main level | 11'9'' x 16'7'' |
| Breakfast | Main level | 6'5'' x 7'11'' |
| Kitchen | Main level | 7'11'' x 10'9'' |
| Dining room | Main level | 8'3'' x 10'3'' |
| Living room | Main level | 11'8'' x 20'5'' |
Description
Beautifully Updated 2-Bedroom Condo with Spacious Sunroom! This bright and inviting 2-bedroom condo, built in 1984 and offering comfortable living with thoughtful updates and plenty of storage. Freshly painted throughout, this home features new light fixtures, electrical outlets, and faucets, creating a fresh and modern feel. The functional kitchen includes stainless steel appliances, with a convenient laundry rough-in for future in-suite laundry. The adjacent breakfast room offers flexibility and could also be used as a den or home office. A wonderful highlight of the home is the impressive 134 sq. ft. sunroom, providing a bright and versatile space to relax, entertain, enjoy your morning coffee, or simply take in the surroundings. New windows were installed in the sunroom and primary bedroom in 2022. Condo fees include heat and water, adding convenience and value to everyday living. The property also includes one parking space and a huge storage room, providing exceptional additional storage for seasonal items, hobbies, and more. Significant building improvements completed in 2026, including a new condo terrace, paved driveway and visitor's parking, cement walkways, garage roof, and building foundation work. Enjoy great community living with opportunities to connect with great neighbours and participate in a variety of social activities. Whether you're looking for a comfortable home, a welcoming community, or a low-maintenance lifestyle, this condo offers a wonderful combination of space, updates, amenities, and convenience. (id:63159)
Listing Information
- MLS®
- 40864238
- Data last synced
- October 12, 2026
Re/Max Real Estate Centre Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Real Estate Centre Inc.
MLS® Number: 40864238
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$390/sqft
Building average
—
No other active listings in this building
21 - Glenview, Lincoln, Oak average
$440/sqft
9 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($20,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$335,920.00
Periodic payment — Principal & Interest (monthly)$2,167.24
Additional monthly expenses (condo fees, tax, utilities, etc.)$894.65
Total monthly cost$3,061.89
Interest paid over 5-yr term$96,275.64
Balance at end of term$302,161.13
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$20,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,093.01
Cash Needed at Closing
Minimum down payment$20,995
Estimated Land Transfer Tax (LTT)$4,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,368
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
