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Property Type: Condo / ApartmentOwnership: Condominium
408 DUNDAS Street S Unit# 203
Cambridge, ON N1R0E8
MLS® 40847379
$299,900
1 bed1 bath1 parking441 sqftBuilt 2024
Amenities
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
R4
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $305/mo
- Annual property tax
- $2,812.65
Maintenance Fee Includes
Management
Also included: Landscaping
Interior
- Basement
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 9'11'' x 13'10'' |
| Kitchen | Main level | 11'9'' x 5'3'' |
| Bedroom | Main level | 7'4'' x 7'10'' |
| 4pc Bathroom | Main level | 7'9'' x 4'11'' |
Description
Modern, convenient, easy living close to all amenities. Welcome to Unit 203 at 408 Dundas Street South in the desirable East Galt neighborhood of Cambridge. Built in 2024, this stylish 1-bedroom, 1-bathroom condo features luxury vinyl plank flooring, a modern kitchen with stainless steel appliances, quartz countertops, and an open-concept layout that leads to a spacious private balcony, perfect for enjoying your morning coffee or relaxing at the end of the day. The unit also includes in-suite laundry, a bright 4-piece bathroom with a shower and tub combination, one owned parking space, a private storage locker, and access to visitor parking. Ideally situated just minutes from the South Cambridge Shopping Centre and Franklin Boulevard, which provides convenient access to Highway 401, this location also offers easy access to parks, walking trails, restaurants, and vibrant downtown Cambridge. Whether you're a first-time home buyer, downsizer, or investor, this move-in-ready condo offers the perfect combination of comfort, convenience, and modern style. Book your showing today! (id:63161)
Listing Information
- MLS®
- 40847379
- Data last synced
- October 28, 2026
Re/Max Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc.
MLS® Number: 40847379
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$680/sqft
Building average
—
No other active listings in this building
22 - Churchill Park/Moffatt Creek average
$401/sqft
5 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($14,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$239,920.00
Periodic payment — Principal & Interest (monthly)$1,547.88
Additional monthly expenses (condo fees, tax, utilities, etc.)$561.37
Total monthly cost$2,109.25
Interest paid over 5-yr term$68,761.76
Balance at end of term$215,808.82
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$14,995
Stress test qualifying rate8.19%
Payment you must qualify for$2,209.08
Cash Needed at Closing
Minimum down payment$14,995
Estimated Land Transfer Tax (LTT)$2,974
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,469
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.