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Property Type: Detached HouseOwnership: Freehold
414 WOODS LANE
Cambridge, ON N3H5J4
MLS® X13836898
$709,900
4 bed2.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 40 x 101 FT
- Frontage
- 40 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,732
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
Description
A backyard that feels more like a private cottage retreat than a city property! Welcome to the one that should be at the top of your list to see. A spacious 4-bedroom, 2-bathroom bungalow tucked into a family-friendly neighbourhood with a backyard that truly sets this home apart. Step outside and the setting completely transforms. Surrounded by trees and forest, the backyard has that relaxed "up north" feeling, with no rear neighbours creating a wonderfully private place to unwind. Inside, the home offers 4 bedrooms, 2 bathrooms, an open-concept layout, an abundance of natural light and beautiful views to enjoy with your morning coffee or evening beverage. It's easy to forget you're only minutes from all the amenities you need, including schools, shopping and walking trails, while being just seconds from Highway 401 access for an incredibly convenient commute and only minutes to Guelph and Waterloo. The location is hard to beat. The interior showcases meticulous pride of ownership, with most of the major updating already done. There's nothing left to do but move in and enjoy. The beautifully updated eat-in kitchen features quartz countertops, a ceramic backsplash and direct access to the deck, making it easy to take everyday living and entertaining outdoors while enjoying the peaceful natural surroundings. The finished lower level adds even more functional living space, with above-grade windows bringing in plenty of natural light. Here you'll find a comfortable family room with gas fireplace, an additional bedroom, bathroom, plenty of storage and a convenient separate entrance from the garage. Great flexibility for a growing family, guests, teens or multi-generational living. Updates include the roof, furnace, air conditioning, water softener, flooring, windows, pot lighting and more. A beautifully updated and well maintained home, an incredibly convenient location and a backyard that feels miles away from the city . Definitely worth a look. (id:63159)
Listing Information
- MLS®
- X13836898
- Data last synced
- October 6, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: X13836898
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.5% ($45,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$567,920.00
Periodic payment — Principal & Interest (monthly)$3,664.03
Additional monthly expenses (condo fees, tax, utilities, etc.)$311.00
Total monthly cost$3,975.03
Interest paid over 5-yr term$162,767.50
Balance at end of term$510,845.88
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$45,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,147.79
Cash Needed at Closing
Minimum down payment$45,990
Estimated Land Transfer Tax (LTT)$10,673
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
