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Property Type: TownhouseOwnership: Freehold
45 - 290 EQUESTRIAN WAY
Cambridge, ON N3E0E7
MLS® X13561230
$599,999
3 bed3.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
- Lot size
- 16.9 x 70.6 FT
- Frontage
- 16.1 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Condo / maintenance fee
- $204/mo
- Annual property tax
- $5,156.53
Maintenance Fee Includes
Also included: Parcel of Tied Land
Interior
- Basement
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Second level | — |
| Family room | Second level | — |
| Kitchen | Second level | — |
| Primary Bedroom | Third level | — |
| Bedroom 2 | Third level | — |
| Bedroom 3 | Third level | — |
| Laundry room | Main level | — |
Description
Skip the wait and expense of a new build-this upgraded home is ready to be enjoyed from dayone. Welcome to this beautifully maintained 3-year-old executive townhome in the highlysought-after River Mill community, offering the perfect blend of modern design, comfort, andvalue. Loaded with thousands of dollars in upgrades, this move-in-ready home features a brightopen-concept layout, luxurious flooring with no carpet in rooms, and a stunning upgradedkitchen with extended cabinetry, stylish backsplash, quartz countertops, and stainless steelappliances. The spacious upper level offers 3 generous bedrooms, including a primary retreatwith a walk-in closet and private ensuite. Enjoy outdoor living in the fully fenced backyardfeaturing a large deck, perfect for entertaining, along with partial ravine views that provideadded privacy and a peaceful setting. Conveniently located just minutes from Highway 401,schools, parks, trails, shopping, and everyday amenities, this exceptional home offers thebenefits of newer construction without the added cost of builder upgrades. (id:63159)
Listing Information
- MLS®
- X13561230
- Data last synced
- September 15, 2026
CENTURY 21 PROPERTY ZONE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CENTURY 21 PROPERTY ZONE REALTY INC.
MLS® Number: X13561230
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$369/sqft
83 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($35,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,999.00
Periodic payment — Principal & Interest (monthly)$3,096.79
Additional monthly expenses (condo fees, tax, utilities, etc.)$633.80
Total monthly cost$3,730.59
Interest paid over 5-yr term$137,569.09
Balance at end of term$431,760.65
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$35,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.86
Cash Needed at Closing
Minimum down payment$35,000
Estimated Land Transfer Tax (LTT)$8,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
