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Property Type: Detached HouseOwnership: Freehold
475 SAGINAW Parkway
Cambridge, ON N1T1M6
MLS® 40870774
$899,999
4 bed3.5 bath5 parking2,816 sqftBuilt 1990
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 44 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,275.54
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | 6'8'' x 19'3'' |
| Office | Basement | 12'8'' x 18'11'' |
| Utility room | Basement | 17'7'' x 29'8'' |
| Recreation room | Basement | 28'6'' x 15'9'' |
| Living room | Main level | 16'0'' x 10'9'' |
| Laundry room | Main level | 5'3'' x 7'3'' |
| Dining room | Main level | 13'0'' x 10'9'' |
| Family room | Main level | 18'8'' x 11'1'' |
| Breakfast | Main level | 9'5'' x 13'2'' |
| 5pc Ensuite bath | Second level | 10'7'' x 9'3'' |
| 4pc Bathroom | Second level | 10'2'' x 7'1'' |
| Bedroom | Second level | 12'6'' x 11'2'' |
| Bedroom | Second level | 13'3'' x 10'11'' |
Description
Say Hello to 475 Saginaw Parkway, a home with the space you need, in a neighbourhood that feels like a community. Inside, you’ll find four generously sized bedrooms and 2.5 bathrooms, giving everyone room to spread out. The main floor offers plenty of space for everyday living, whether that means busy mornings, quiet nights at home or a house full of people for the next celebration. Outside you'll find the fully fenced backyard which adds even more room to enjoy, whether it’s for kids, pets, entertaining or simply having a little outdoor space of your own. But what makes this home especially appealing is everything that surrounds it. Clemens Mill is a well established part of Cambridge where community and convenience come together. Plenty of schools, parks, shopping, restaurants, transit and everyday essentials are all at your fingertips. It’s the kind of location that makes daily life a little easier—and the kind of place people are happy to call home. If you’ve been looking for space, convenience and a community you can settle into, 475 Saginaw Parkway deserves a closer look. Come see it for yourself and imagine what life here could look like. (id:63161)
Listing Information
- MLS®
- 40870774
- Data last synced
- October 25, 2026
Peak Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Peak Realty Ltd.
MLS® Number: 40870774
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$320/sqft
Building average
—
No other active listings in this building
33 - Clemens Mills/Saginaw average
$360/sqft
17 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($65,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,999.00
Periodic payment — Principal & Interest (monthly)$4,645.19
Additional monthly expenses (condo fees, tax, utilities, etc.)$663.96
Total monthly cost$5,309.15
Interest paid over 5-yr term$206,353.78
Balance at end of term$647,641.43
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$65,000
Stress test qualifying rate8.19%
Payment you must qualify for$6,474.37
Cash Needed at Closing
Minimum down payment$65,000
Estimated Land Transfer Tax (LTT)$14,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
