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Property Type: Detached HouseOwnership: Freehold
582 GRAND VALLEY DRIVE
Cambridge, ON N3H2S1
MLS® X14031530
$659,900
2 bed2 bath5 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 52 x 120 FT
- Frontage
- 52 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,815 (2025)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Recreational, Games room | Basement | — |
| Den | Basement | — |
Description
Welcome to 582 Grand Valley Drive, a move-in ready home set along a quiet street where a wide central median gives the neighborhood a spacious, open feel, offering much-desired space between homes and plenty of curb appeal. Whether you're sipping morning coffee on the covered front porch or relaxing on your deck in the sun-filled backyard, this property flows effortlessly from one space to the next. Step inside to a bright main floor that has been freshly painted and includes updated flooring on both levels (2024). The front living room centers around a large picture window letting natural light stream in, and is a guaranteed favorite lookout for the family pet. Just past the living area, the eat-in kitchen makes weeknight dinners and casual hosting seamless, and includes access to the garage. Down the hall are a four-piece bath and two spacious bedrooms. The oversized primary bedroom is complete with dual closets and sliding glass doors that open directly onto the back deck. Step outside to a fully fenced yard that's ready for summer barbecues, gardening, or a place to unwind in the evening. The finished basement expands your living space even further. The cozy rec room is paired with a flexible bonus room, ideal for a home office, gym, or guest space, along with a recently finished three-piece bath (completed in 2024) and abundant clean storage space. Beyond the home's features, you'll love being close to all your day-to-day amenities. Enjoy walking to nearby schools, parks, and trails, while downtown Preston's local shops, cafes, and restaurants are just minutes away, giving you the perfect blend of neighborhood character and everyday convenience. (id:63159)
Listing Information
- MLS®
- X14031530
- Tax assessment year
- 2025
- Data last synced
- October 15, 2026
ROYAL LEPAGE BRANT REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE BRANT REALTY
MLS® Number: X14031530
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
654 m away
Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($40,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$527,920.00
Periodic payment — Principal & Interest (monthly)$3,405.96
Additional monthly expenses (condo fees, tax, utilities, etc.)$317.92
Total monthly cost$3,723.88
Interest paid over 5-yr term$151,303.39
Balance at end of term$474,865.75
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$40,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,798.87
Cash Needed at Closing
Minimum down payment$40,990
Estimated Land Transfer Tax (LTT)$9,673
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
