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Property Type: TownhouseOwnership: Condominium
71 GARTH MASSEY Drive Unit# 77
Cambridge, ON N1T2G8
MLS® 40869683
$499,900
2 bed2.5 bath2 parking1,250 sqftBuilt 2007
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
- Frontage
- 21 feet
RM3
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $153/mo
- Annual property tax
- $3,584
Maintenance Fee Includes
Management
Also included: Landscaping
Interior
- Basement
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Third level | 14'7'' x 10'8'' |
| Bedroom | Third level | 11'0'' x 9'0'' |
| 4pc Bathroom | Third level | — |
| Living room | Second level | 13'5'' x 12'3'' |
| Kitchen | Second level | 8'10'' x 8'11'' |
| Dining room | Second level | 6'7'' x 10'9'' |
| 2pc Bathroom | Second level | — |
| Laundry room | Main level | 7'5'' x 6'2'' |
Description
Beautifully renovated 2-bedroom, 1.5-bath stacked townhome offering stylish, low-maintenance living in a convenient Cambridge location. Enjoy a fresh, updated interior featuring a new kitchen, flooring, trim and paint, plus a refinished balcony for relaxing outdoors. Two parking spaces, including one in the garage and one outside, add everyday convenience, while low monthly maintenance fees help keep ownership affordable. Ideally located close to shopping, restaurants and everyday amenities, with quick access to Highway 401 for commuters. A fantastic opportunity for first-time buyers, downsizers or anyone looking for a move-in-ready home! (id:63159)
Listing Information
- MLS®
- 40869683
- Data last synced
- October 8, 2026
Flux Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Flux Realty
MLS® Number: 40869683
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$400/sqft
Building average
—
No other active listings in this building
33 - Clemens Mills/Saginaw average
$346/sqft
7 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$514.67
Total monthly cost$3,094.81
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,682.29
Cash Needed at Closing
Minimum down payment$24,995
Estimated Land Transfer Tax (LTT)$6,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,968
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
