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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
78 BEAUCHAMP DRIVE
Cambridge, ON N1S0B9
MLS® X14114846
5
Walk Score
31
Transit
29
Bike
$1,050,000
4 bed3.5 bath4 parking
5
Walk Score
31
Transit
29
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 40 x 105 FT
- Frontage
- 40 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,804.82 (2025)
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Living room | Main level | — |
| Great room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
Description
Welcome to this beautifully upgraded 2,133 sq. ft. home in Cambridge, offering the perfect blend of elegance, comfort, and functionality. This stunning home features spacious living, dining, and family rooms, ideal for everyday living and entertaining. The inviting family room showcases a cozy gas fireplace, a large window providing abundant natural light, and beautiful hardwood flooring. The spacious kitchen offers ample storage and a convenient walk-in pantry, while elegant wooden stairs add a touch of sophistication. The generous primary suite features a private ensuite bathroom and a walk-in closet. Nestled in a desirable, family-oriented neighbourhood, this exceptional home is just minutes from parks, schools, shopping, and everyday amenities. An incredible opportunity to enjoy comfortable and refined living in Cambridge. **A Must See!** (id:63161)
Listing Information
- MLS®
- X14114846
- Tax assessment year
- 2025
- Data last synced
- October 25, 2026
SWIFT GROUP REALTY LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SWIFT GROUP REALTY LTD.
MLS® Number: X14114846
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.6% ($80,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$840,000.00
Periodic payment — Principal & Interest (monthly)$5,419.39
Additional monthly expenses (condo fees, tax, utilities, etc.)$567.07
Total monthly cost$5,986.46
Interest paid over 5-yr term$240,746.41
Balance at end of term$755,582.72
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$80,000
Stress test qualifying rate8.19%
Payment you must qualify for$7,521.13
Cash Needed at Closing
Minimum down payment$80,000
Estimated Land Transfer Tax (LTT)$17,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$98,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
