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Property Type: Detached HouseOwnership: Freehold
81 ABERDEEN Road S
Cambridge, ON N1S2X8
MLS® 40848863
91
Walk Score
52
Transit
64
Bike
$679,800
3 bed2.5 bath2 parking1,625 sqftBuilt 1918
91
Walk Score
52
Transit
64
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.13 acres
- Frontage
- 50 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,551.66
Interior
- Basement
- Partially finished, Partial
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Second level | 10'3'' x 7'8'' |
| Bedroom | Second level | 12'4'' x 10'8'' |
| Living room | Main level | 12'3'' x 11'8'' |
| Dining room | Main level | 12'3'' x 13'6'' |
| Family room | Main level | 20'11'' x 12'0'' |
| Kitchen | Main level | 10'6'' x 13'4'' |
| 2pc Bathroom | Main level | 3'4'' x 3'0'' |
| Bedroom | Second level | 10'9'' x 13'3'' |
| Primary Bedroom | Second level | 11'9'' x 11'6'' |
| Foyer | Main level | 7'0'' x 11'4'' |
Description
Charming red-brick century home with in-ground pool in Old West Galt! Welcome to 81 Aberdeen Road S., a beautifully maintained 3-bed, 1 & 1/2 bath family home set on a 50-ft-wide lot on a quiet, tree-lined street. This highly sought-after neighbourhood offers walkability to schools, parks, trails, and is just minutes from downtown Cambridge and the vibrant Gaslight District. Inside, a refurbished front porch leads to a spacious foyer and a warm living–dining area featuring hardwood floors and original trim. The bright kitchen includes newer white cabinetry and stainless-steel appliances, with a convenient powder room nearby. A rear family-room addition adds valuable living space with hardwood floors, vaulted ceilings, and a cozy gas fireplace. Upstairs are three generous bedrooms, all with closets, plus a remodeled bathroom with a separate water closet. The basement provides excellent storage and future finishing potential. Step outside to your private summer retreat: a lovely in-ground pool, large concrete deck, and steel gazebo — perfect for entertaining. Recent updates: roof shingles & brick repointing (2026); powder room (2026); eaves, soffits & fascia (2023); breaker panel (2024); pool liner (2020). A fantastic opportunity to own a character home in one of West Galt’s most desirable pockets. Book your showing today. (id:63159)
Listing Information
- MLS®
- 40848863
- Data last synced
- October 14, 2026
R.W. Dyer Realty Inc., Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: R.W. Dyer Realty Inc., Brokerage
MLS® Number: 40848863
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$418/sqft
Building average
—
No other active listings in this building
10 - Victoria average
$416/sqft
8 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($42,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$543,840.00
Periodic payment — Principal & Interest (monthly)$3,508.67
Additional monthly expenses (condo fees, tax, utilities, etc.)$460.31
Total monthly cost$3,968.98
Interest paid over 5-yr term$155,866.11
Balance at end of term$489,185.84
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$42,980
Stress test qualifying rate8.19%
Payment you must qualify for$4,937.74
Cash Needed at Closing
Minimum down payment$42,980
Estimated Land Transfer Tax (LTT)$10,071
Legal / closing costs (typical estimate)$1,500
Total cash needed$54,551
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
