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Property Type: Detached HouseOwnership: Freehold
84 HOLLAND Circle
Cambridge, ON N3C0E3
MLS® 40870429
10
Walk Score
32
Transit
53
Bike
$811,999
4 bed4.5 bath2 parking2,320 sqftBuilt 2010
10
Walk Score
32
Transit
53
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 34 feet
R6
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,202
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 8'11'' x 9'8'' |
| Kitchen | Basement | 15'2'' x 12'7'' |
| Dining room | Main level | 12'6'' x 13'11'' |
| Kitchen | Main level | 16'4'' x 12'7'' |
| 3pc Bathroom | Basement | 7'2'' x 5'3'' |
| Bedroom | Basement | 10'7'' x 13'7'' |
| 4pc Bathroom | Second level | 5'3'' x 8'1'' |
| 4pc Ensuite bath | Second level | 9'11'' x 8'1'' |
| Bedroom | Second level | 11'3'' x 12'3'' |
| Bedroom | Second level | 13'5'' x 10'1'' |
| Primary Bedroom | Second level | 12'1'' x 12'7'' |
| 2pc Bathroom | Main level | 5'1'' x 4'9'' |
| Living room | Main level | 19'11'' x 12'6'' |
Description
Welcome to 84 Holland Circle, a fantastic opportunity to own a spacious and versatile home in Mattamy's sought after Mill Pond community in Hespeler! Situated on a quiet, family friendly circle, this popular Preston model offers a functional layout, generous living spaces and plenty of potential to make it your own. The main floor features an inviting open concept living and dining area, a hardwood staircase, ceramic flooring and a bright great room highlighted by a beautiful bow window. The kitchen offers granite countertops, a convenient breakfast bar with pendant lighting, under cabinet lighting and plenty of storage, while the adjoining breakfast area provides direct access to a large custom deck and fully fenced backyard, ideal for outdoor entertaining and family enjoyment. Upstairs, you'll find three spacious bedrooms, including a generous primary suite complete with his and hers walk in closets and a private ensuite featuring a soaker tub and separate shower. The second bedroom also benefits from its own walk in closet. The finished basement is an exciting highlight with IN-LAW SUITE POTENTIAL WITH A SEPARATE ENTRANCE, offering additional flexibility for extended family or multigenerational living! It adds valuable living space with an additional bedroom, three piece bathroom, and second kitchen. Enjoy a wonderful location surrounded by parks, scenic walking trails, greenspaces and excellent access to local schools, charming downtown Hespeler and Highway 401. Offering a desirable neighbourhood, a practical floor plan and exciting possibilities for its next owners, 84 Holland Circle is an opportunity you won't want to miss! (id:63161)
Listing Information
- MLS®
- 40870429
- Data last synced
- October 28, 2026
EXP REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: EXP REALTY
MLS® Number: 40870429
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$350/sqft
Building average
—
No other active listings in this building
44 - Blackbridge/Fisher Mills/Glenchristie/Hagey/Silver Heights average
$388/sqft
14 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($56,200) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$649,599.00
Periodic payment — Principal & Interest (monthly)$4,190.99
Additional monthly expenses (condo fees, tax, utilities, etc.)$549.50
Total monthly cost$4,740.49
Interest paid over 5-yr term$186,176.94
Balance at end of term$584,316.40
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$56,200
Stress test qualifying rate8.19%
Payment you must qualify for$5,860.27
Cash Needed at Closing
Minimum down payment$56,200
Estimated Land Transfer Tax (LTT)$12,715
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,415
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
